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Our Speakers

Experts within their fields, we bring you a select group of industry leaders, policymakers and regulators to share their knowledge and experience.

 
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Tomer, who is the Bank of Israel's CTO also manages the system engineering unit at the Bank of Israel, a professional staff reporting to the Bank's CIO. Tomer is in charge of developing the Bank's IT strategic plan and its implementation. In addition, Tomer's unit is responsible for managing the public cloud, investigating new technologies like blockchain, and exploring the technical issues of digital currencies.

Tomer holds a B.Sc in Information System Engineering and an MBA. 

The CEO of international payments business Moorwand Limited. For the past six years, he has been named in the Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments.
He has deep 
expertise in e-money and highly skilled in all aspects of consumer finance issues, including consumer protection, banking regulation, and compliance and anti-money laundering.
In the UK, he works closely with The Payments Services Regulator, HM Treasury and Financial Conduct Association, and other compliance and industry bodies globally.
He is also currently Non-Executive Board Director/Strategic Advisor to over 15 diverse payment and
payment-related companies.
 

Christos works at the Supervision Division of the Central Bank of Cyprus and is responsible for the supervision of credit, payment and e-money institutions in the areas of technology, payment services and outsourcing. He has deep knowledge of European regulatory affairs, especially Fintech and PSD2-related as he has been involved for a number of years with EBA, promoting innovation and improving the security of payment services as the Cypriot representative. He is always on the lookout for new, innovative ways to bank, pay and transact online and is also involved in the national strategy for the implementation of DLT and Blockchain in Cyprus.

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Noémie is head of Digital and Retail and leads the EBF strategy on digital and retail including on cloud computing, e-identification, data, FinTech, Payments, Cybersecurity, Blockchain. 

Prior to joining the EBF, Noémie worked for almost two years in a worldwide public relations and public affairs consultancy in Brussels.

Previous to that experience she completed traineeships at the European Commission at Directorate General for Competition in a State aids Unit and with the French Competition Authority in the Cabinet of the President and the legal service/European Competition Network.

From 2013 to 2015 Noémie was visiting lecturer in EU Litigation and advocacy at the Paris Bar School presenting, inter alia, a case study on data protection and financial services.

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Harry is responsible for establishing and developing from ground up the merchant acquiring business as well as digital payment solutions of RCB Bank.

Harry’s background comes with over a decade of professional experience in Management Consulting, Performance & Technology Advisory and Enterprise Risk Services including pragmatic senior management experience within banking and card services payment institutions.

Harry is passionate about the emerging innovation and transformation of the digital payments industry, and he is actively looking to empower the customer payment experience, help add value to business clients and become more digital with their end-consumers and overall banking processes.

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Stelios joined the Central Bank of Cyprus (CBC) in 1992, after qualifying as a Chartered Accountant with Coopers & Lybrand (now PwC) in the UK. He has worked in various positions in the Accounting Services and Payments Departments of the CBC. In January 2013 he became the Head of the Licensing and Regulatory Compliance Section of the Supervision Division. As such, he negotiated the AML action plan with the Troika relating to the
banking sector and oversaw its successful implementation. With the introduction of the Single Supervisory Mechanism (SSM) of the European Central Bank, he became responsible for the On-Site Inspections, the AML/CFT supervision and the prudential supervision of credit, payment and e-money institutions that fall outside the scope of the SSM. As of March 2017, he leads the CBC department responsible for the supervision of credit institutions. He is the CBC member of the EBA Board of Supervisors and alternate member of the Supervisory Board of the SSM. Stelios also holds a B.Sc.(Hons) in Civil Engineering and an MBA.

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Alexandros has extensive experience in advising international financial services organisations on regulatory and risk management matters.

Alexandros joined MAP S.Platis in 2008 and since then he has led and developed the compliance support services and regulatory research division of the firm. His work involves, inter alia, the provision of consultation and opinions to a large number of internationally-active financial services companies on legislative matters such as MiFID, MiFID II/MiFIR, EMIR, AMLD 4/5, AIFMD, UCITS, PRIIPs/KIDs, Market Abuse, Transparency, Prospectus and PSD II. He frequently contributes to the advancement of local and European regulation and acts as an instructor and speaker at numerous seminars, training courses and other events on regulatory and compliance matters.

Alexandros is an MCSI member of the Chartered Institute for Securities & Investment (CISI) and holds an Advanced Certification from the Cyprus Securities & Exchange Commission. He also holds a BSc in Computer Science from the University of Reading (UK) and an MSc in Finance and Investment from the University of Edinburgh (UK).

In addition, Alexandros is a registered Mediator from the Cyprus Ministry of Justice and Public Order concerning commercial disputes.

Michael is a long established professional in the e-payments Industry holding key positions in local and global payments and e-money institutions.  He has served as a member in Boards of the fintech industry, PIs, EMIs and investment institutions. Michael specialises in European Electronic Payments, has knowledge of PSD 1&2 directives and banking regulations, but he is also an optimist in changing and evolving blockchain technology. Michael holds a strong clientele and specialises in advising his partners for banking and e-payments across the betting, gaming and investment companies.

Amin is a multi-award winning Board Level CIO at Huawei Western Europe Enterprise Business Group with over 25 years experience of leading transformation for prominent internationally recognised organisations.

 

Alex the Chief Commercial Officer of Tribe Payments Ltd; the first certified card payments platform in Europe offering Visa, Mastercard and Union Pay. Issuer agnostic, the Tribe processing platform utilises the latest technology to allow customers the ability to add and choose the modules that are function rich, flexible and put the customer in control. In addition, Tribe can provide acquiring technology, a payment gateway, a digital wallet solution and access to Faster Payments & SEPA.

Alex brings a wealth of knowledge in payments to Tribe with experience in Issuing, Processing, Bank to Bank Payments, Payment Systems and Finance & Compliance. His former roles include Head of Issuing at Valitor; Head of Business Relations at Valitor and Head of European Business at Raphaels Bank.

Alex strives to create innovative payment solutions by utilising an entire career of knowledge within the financial services industry. He is passionate about innovation and bringing payments and fintech into the main stream. With an extensive background in Issuing, Alex understands the complex requirements that Programme Managers face on a daily basis and uses his expertise to help guide and support them through what can be a challenging process.

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Renier Lemmens is LIBF’s Senior Advisor and Visiting Professor of Fintech and innovation. He currently also serves as board member of Revolut, and Chairman of TransferGo and Divido. In the past, Renier served as CEO of PayPal EMEA and member of its global executive team. He was COO of Barclays International Retail and Commercial Banking. Renier was an officer of GE Capital where he served as Chairman and CEO of Budapest Bank, and SVP Business Development for the Americas. Renier was a partner with McKinsey & Company in London, New Delhi, and san Francisco.  He is a frequent speaker at Fintech Conferences. He holds an MsC with distinction in Computer Science and an MBA with Distinction from INSEAD, France.

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AJ Hashim has lead the Innovation and Emerging Technology team for the past 3 years, developing future technology strategies and executing through proof of concepts in the Corporate Bank. He has delivered a number of high profile initiatives for the bank, pioneering the use of AI and Blockchain across the technology estate. He previously did his Masters research into the optimization of making financial decisions using artificial neural networks, and has a passion for the commercial applications of new technologies.

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Clea is a Banking specialist having spent 11 years working in the UK Financial Services across a variety of roles. Prior to joining Deloitte, Clea worked at PricewaterhouseCoopers LLP and Barclays Bank PLC, specializing in structured finance, corporate restructurings and Treasury strategy.

Clea is leading the Strategic Risk services, focusing on the Banking and Financial Services Industry, including Regulatory strategy, Recovery and Resolution Planning, advising on Funding strategies, Corporate restructurings to manage regulatory requirements, Corporate Governance matters and M&A strategy. Clea is also leading the Payments and Electronic Money Institutions licensing services.

Clea is a member of Deloitte’s Banking Union Centre in Frankfurt and EMEA Centre for Regulatory Strategy.
In 2019, Clea was awarded the Banking and Finance Strategy Consultant of the year in Cyprus award at the Corporate International Global awards.

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Lambros Soteriou is a partner at Michael Kyprianou & Co. LLC law firm. He is the Head of the Corporate Department at the firm's Nicosia and Limassol offices.

Lambros has wide-ranging company and commercial experience, especially in corporate restructuring, taxation and finance. He also specialises in immigration law and immovable property. The majority of his clientele comes from overseas.

Lambros has more than ten years' experience in giving advice to corporate entities, investors and financial institutions in relation to inbound and outbound investments. His recent portfolio includes transactions in the real estate, financial services, energy, infrastructure and transport sectors.