Dr. Charis Savvides
Partner Advocate / Law Lecturer, LL.B (Athens) | LL.M (Nottingham) | Ph.D (Sheffield) at STELIOS AMERICANOS & CO LLC, ADVOCATES - LEGAL CONSULTANTS
Dr Charis Savvides is a practising lawyer, Partner at Stelios Americanos & Co LLC, one of the largest, full service, law firms in Cyprus. He is also lecturer at the University of Nicosia, where he has been a faculty member of the Law School for a number of years and of the Department of Digital Innovation of the Business School since 2020. He is the leading instructor of all regulatory courses in the Master’s programme of the University in Blockchain and Digital Currency, which is the world’s first Master’s degree in Blockchain and one of the top academic programs in the field.
The practice areas of Dr Savvides include, amongst others, the regulatory framework of digital services and digital markets, especially in the areas of corporate, investment and financial law.
He is legal advisor to investment funds, investment firms and crypto-asset services providers. Furthermore, he is an expert panel member of the European Union Blockchain Observatory
& Forum, a member of the Cyprus Investment Funds Association (CIFA) and a member of the Technology Committee of the Cyprus Bar Association. He is regular speaker at professional seminars, workshops and conferences, including special courses for law enforcement agencies, where he shares his knowledge and experience about the regulatory status and trends in the fields of investment funds and digital currencies.
Dr. Justine Scerri Herrera
LL.B,LL.M,.LL.D, Partner & Advocate at MICHAEL KYPRIANOU GROUP
– MK FINTECH PARTNERS LTD
Justine is a warranted Maltese lawyer who obtained a Doctorate (LLD) from the University of Malta and a Law Master’s Degree (LLM) from the University of Groningen in the Netherlands. Justine started her legal career in the courtroom as a Criminal and Civil Litigator but quickly moved on to work in the corporate world where she gained experience in other sectors, namely the Financial Services and Investment Services sector/Capital Markets.
Justine’s previous employment includes employment with a Top Criminal Law Firm, an International Bank and a Leading Investment Services Firm (Exante). Last April 2019 Justine also received certification for a Capital Markets course she followed at the Malta Stock Exchange (MSE) titled ‘Trading Equities, Bonds and ETFs’ and a course titled ‘Virtual Financial Assets’ by the Malta Institute of Management (MIM) in preparation for obtaining the VFA Agent Licence needed to service crypto related clients.
Justine currently specialises in the Fintech Blockchain and Cryptocurrencies sector at MK Fintech Partners which entity forms part of ‘Michael Kyprianou & CO. LLC’ group, which is incidentally Top ranked in The Legal 500 and according to Gold Magazine is the 3rd Largest in size in Cyprus. Justine mainly deals in advising and licencing for issuers and service providers falling under the Maltese Virtual Financial Assets Regulations (crypto & blockchain), Investment Services Act (Capital Market players, Capital Raising etc) and Financial Institutions Act (EMI, PI).
Former UN Global expert in blockchain, NFT, Metaverse, cryptocurrencies, CBDCs, Artificial Intelligence, Cybersecurity, Defi. Advising / Investing/ Tokenomics in early stage startups from pre-seed stage
Massimo is a highly regarded professional in the Metaverse and blockchain field.
Massimo solves business problems using a lateral thinking approach.
Massimo current focus is on Metaverse, NFTs, Blockchain, Central Bank Digital Currencies,
Massimo was a UN Global Expert for the last 10 years in the area of Metaverse, NFTs, blockchain,
cryptocurrencies, CBDCs, Artificial Intelligence.He acts as a board advisor and consultant for international organizations, start-ups, central banks and corporates. After working in international financial markets for 20 years as Senior equity banking analyst,Massimo worked as a university professor of fintech and international finance in Rio de Janeiro Brazil, Turin Italy and Wuhan China.
Massimo is a regular keynote speaker in many international conferences and webinars and is Senior Expert and Advisor in fin-tech, blockchain in finance for several international organizations, i.e. United Nations Centre for Trade Facilitation and Electronic Business (UN/CEFACT)-UNECE Italy, etc.
Massimo lived in Europe, China, USA, South America and is fluent in Italian, English
and Portuguese. Massimo gives regular interviews to the international press on Metaverse, NFTs, blockchain, alternative data, AI issues.
Dr. Michael Salmony
CEO, Founder and Consultant at Payments Innovation Consulting
Dr. Michael Salmony is an internationally recognised leader on strategy of business innovations
in digital and financial services with a particular focus on Payments, Open Finance, FinTech, Digital
Identity and Electronic Money/CBDC.
He is board-level advisor to major international banks, industry associations, regulators and finance
bodies across the world and regularly helps shape future directions in all key decision making bodies
(e.g. European Commission/ECB/European Parliament in Europe, and central banks from Japan to
Uruguay and Kazakhstan). For the last 10 years he has served as Executive Adviser to the Board of
Worldline Financial Services, helping to bring them from a local player to become the world’s 4th
largest financial processor of transactional services, which handles over 17 trillion Euro per year.
He also works with multiple regions where Open Finance is currently emerging - for example with the World Bank in Central Asia, as Board Member of Fintech Africa, as Advisory Board Member to
Mastercard in Latin America, as strategic partner to FinTech Istanbul on all matters Open Banking,
Platforms, FinTech, APIs, Neo-Banking, and further digital financial services.
His views are much in demand as keynote speaker at international events and he appears on
TV/Radio/all electronic media on advances in finance and is quoted extensively (e.g. Financial Times,
Harvard Business Manager, New Scientist, The Economist and governments from Ghana and
Malaysia). He teaches i.a. at the Oxford Business School on "AI in Fintech and Open Banking” and has
published much own original work which has been translated into many languages including German, Italian, Dutch, Finnish, Polish, Danish, Turkish, Russian, Chinese and Japanese. He is extensively networked into the new financial services space and has the top 5% most viewed profile out of the 600 million members in the world’s largest professional network LinkedIn.
Previous positions include Director Business Development of leading national central bank (Bank of
the Year, Best Innovator Award).
Before entering the world of finance, he helped transform companies and business models in many
industries as IBM's Director of Market Development Media and Communications Technologies.
He studied at the University of Cambridge UK and is married with two millennial children.
Head of Crypto Solutions | Virtual Assets & Blockchain Consulting – Financial Services, KPMG Asesores, S.L.
Julio is Head of Crypto Solutions at KPMG Spain and coordinator of the Crypto-Fincrime group
at KPMG-EMA level.
He specialises in advising large financial institutions on the institutionalisation of crypto-assets
in a holistic approach: strategic, operational, technological, regulatory and compliance definition.
He has led projects on exchange launches, NFT use cases applied to ESG initiatives, real estate tokenisation services, among others.
He also leads the metaverse initiative at KPMG Spain.
Additionally, Julio participates as a lecturer in cryptoassets at universities such as UAM, UCM, CEU San Pablo and centers such as IEBS.
Senior Manager – Blockchain & Digital Assets at Deloitte España
After completing Computer Scientist studies, Carlos joined Deloitte Spain 15 years ago and has
developed his career within the Financial Services industry, being always involved in
Since 2021, he leads the services that Deloitte is providing in the Blockchain & Digital Assets
ecosystem, ranging from strategic advice to operational execution within different industries:
financial services, consumer, governments, etc.
He has provided services to multinational companies in different countries such as Spain, United
Kingdom, Switzerland an d Germany.
He is an active member of the Deloitte’s Global Community of Practice (more than 1.000
professionals worldwide) and is the ambassador to Spain of the International Token Standarization Association.