Powering the Next Generation of Commerce & Payments
#npf
NextGen Payments & RegTech Forum
6 MAY 2027
W Hotel - Barcelona, Spain
JOIN INTERNATIONAL PAYMENTS & REGTECH EXPERTS
LET’S CONNECT
“Innovation distinguishes between a leader and a follower”
Steve Jobs
The payments landscape is evolving at unprecedented speed. Artificial intelligence, embedded finance, Open Finance, digital identity, instant payments, and changing consumer expectations are transforming how businesses engage with customers and deliver financial services.
The NextGen Payments & RegTech Forum returns to Barcelona on 6 May 2027, bringing together senior executives from banking, payments, fintech, compliance, regulatory technology, digital commerce, and financial innovation.
As one of Europe’s most dynamic technology and fintech hubs, Barcelona provides the ideal setting for industry leaders to explore the opportunities and challenges shaping the future of commerce and financial services.
WHY ATTEND?
The payments and commerce landscape are being reshaped by artificial intelligence, embedded finance, Open Finance, digital identity, and changing consumer expectations.
Join industry leaders, innovators, merchants, financial institutions, and technology providers as they explore the trends, technologies, and strategies driving the next generation of digital commerce and payments.
Gain actionable insights, discover new opportunities for growth, and connect with the decision-makers shaping the future of customer-centric financial services.
WHO SHOULD ATTEND?
-
Chief Payments Officers
-
Heads of Digital Commerce
-
Banking & FinTech Executives
-
Product & Innovation Leaders
-
Customer Experience Directors
-
Open Finance Specialists
-
Merchant Payment Leaders
-
Digital Transformation Executives
-
Compliance & Risk Professionals
-
Technology & Solution Providers
-
Regulators & Industry Bodies
AGENDA THEMES
-
The Future of Commerce & Payments
-
Embedded Finance & Embedded Payments
-
AI-Powered Customer Experiences
-
Open Finance & Connected Ecosystems
-
Instant Payments & Account-to-Account Innovation
-
Digital Identity & Authentication
-
Cross-Border Payments & Global Commerce
-
Fraud Prevention & Risk Management
-
PSD3, PSR & Regulatory Evolution
-
Building Trust in Digital Commerce
-
Data, Personalisation & Customer Engagement
-
The Next Decade of Financial Services
PAST SPONSORS
PAST SUPPORTING PARTNER
PAST ASSOCIATION PARTNER
PAST SPEAKERS
PAST CONTRIBUTORS
WHAT'S COMING UP
COMMERCE, PAYMENTS & CUSTOMER EXPERIENCE
-
Embedded Finance & Embedded Payments
-
The Future of Merchant Payments
-
Cross-Border Commerce & Global Growth
AI, DATA & INTELLIGENT FINANCIAL SERVICES
-
AI-Powered Payments
-
Open Finance & Data Sharing
-
Digital Identity & Authentication
REGULATION, SECURITY & TRUST
-
PSD3, PSR & Regulatory Transformation
-
Financial Crime Prevention
-
Building Trust in Digital Commerce
PAST AGENDA
7 MAY | BARCELONA | SPAIN
7 MAY 2026
08:30-09:00
REGISTRATION & WELCOME COFFEE
Participants arrive, register, and enjoy welcome coffee
Sponsored by Unit21.ai & Copla & Damex
09:00-09:05
WELCOME ADDRESS
Opening of the Forum and how the day will run
Lilly Pavlou, Executive Director at QUBE Events
09:05-09:10
CO-CHAIRS OPENING ADDRESS
-
Overview of key challenges and opportunities in the payments and RegTech space
-
Introduction of the event’s goals and expected outcomes for attendees
Robert Courtneidge, Payment Industry Expert
Pancho Pérez Salazar, Founder at Lonchbox
09:10-09:30
KEYNOTE SESSION + Q&A
Europe’s Payments Roadmap 2026:
PSD3/PSR, SEPA Instant & Trust
-
What PSD3/PSR changes in practice for PSPs, issuers, acquirers and merchants
-
SEPA Instant rollouts: Verification of Payee, liquidity, fraud controls and customer UX
-
Building trust at scale: resilience, transparency and compliance-by-design
Arturo Mac Dowell González, President at AEFI
09:30-09:45
LIGHTNING TALK
Exploring How Banks Can Compete in Today’s Scale-Driven World
-
Is banking evolving- or being fundamentally reshaped?
-
Why scale is becoming the new competitive edge
-
How and where can banks win next?
-
Can banks sustain profitability under growing pressure?
Andrey Vinakov, Lead Product Owner at Tieto
09:45-10:15
PANEL DISCUSSION + Q&A
Agentic AI for Fraud & Compliance:
Practical Use Cases for PSPs & Merchants
-
Agentic workflows for onboarding, monitoring, investigations and dispute handling
-
Real-time scam and fraud detection: signals, collaboration and automated response
-
Governance for AI: model risk, explainability, audit trails and human-in-the-loop controls
Moderator: Roman Zilber, Founder at Intrepid Fox
Larissa de Araújo, Director, Governance Risk & Compliance & Sr. Managing Counsel at Oyster®
Maria Akulenko, Chief Compliance Officer at Cryptopay
Alberto López, Vice President of Fraud and Financial Crime for Europe at Mastercar
Carla Rebelo, Head of Fraud at SeQura
10:15-10:45
PANEL DISCUSSION + Q&A
Merchant Economics: Acceptance, Tourism
Flows & Pay-by-Bank
-
Protecting margins in a competitive market: routing, orchestration and cost-to-serve
-
Acceptance in travel, hospitality and retail: improving conversion while managing risk
-
Pay-by-bank in Spain: where A2A works today and how to scale it responsibly
Moderator: Pere Tena, Head of Finance and Tax at BVNK
Fernando Latorre Aisa, Director Payments & Fraud at Vendo Services
Federico Hernandez, Business Development Director for Spain & Portugal at Alipay+
Erik Van Thielen, Managing Director EU at Triple-A
10:45-11:10
KEYNOTE DISCUSSION + Q&A
How Fraudsters Are Winning the Identity War (And How
We Fight Back)
-
From AI-generated identities to coordinated mule activity, fraudsters have industrialised to operate like modern enterprises. How are identities manufactured and exploited across the customer lifecycle?
-
Audiences will get a breakdown of the fraud supply chain and an insight into the opportunities for institutions to stop defending against the threats of tomorrow
Paul Boskma, Senior Director Engineering at Mitek Systems
11:10-11:40
NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS
Sponsored by FIS
11:40-12:10
PANEL DISCUSSION + Q&A
B2B Virtual Cards & Cross-Border Payments Opportunity
-
Making ISO 20022 data work: reconciliation, reference integrity and straight-through processing
-
Visibility and transparency end-to-end: tracking, confirmations and exception handling
-
Reducing operational risk across corridors: controls that do not slow growth
-
Enhancing visibility and transparency for B2B payments
-
Exploring commercial card/virtual card use cases and opportunities
Moderator: Rodrigo Puig-Mir, Payments Industry Consultant
Ferdinand Dragtstra, Co-Founder at Payzim and The PayBridge
Juan Carlos Botrán, Deputy Head of Payment Services and Scheme Delivery at SWIFT
Francesco Giovanni Ghizzardi, Vice President, Business Development, Europe at Thunes
Manuel Rivero, Business Development Director, Iberia & Continental Europe, Total Issuing Solutions at FIS
Eduardo Rivero Muro, Senior Legal Counsel at LemFi
12:10-12:35
PANEL DISCUSSION + Q&A
Digital Identity & Onboarding:
eIDAS2, EU Wallet Credentials
-
Using verifiable credentials for faster onboarding and better compliance outcomes
-
Reducing false positives and improving risk decisions with better identity data
-
Consent, privacy and liability: designing trust frameworks that scale
Moderator: Marc Sabadi, Senior Sales Manager at Mitek Systems
Susana Antunes, Head of Compliance & AML Officer at Marex Group
Pancho Pérez Salazar, Founder at Lonchbox
Damir Anic-Milic, Compliance Team Lead and AML Officer at DaoPay
Corinna Scatena, Head of Legal & Governance at Getnet Europe by Santander
12:35-13:00
KEYNOTE SESSION + Q&A
From KYC for AML to Global Perpetual KYC: How to Future-Proof Your AML & Financial Crime Strategy
-
How perpetual KYC transforms customer insight and strengthens AML and full financial crime detection
-
The strategic & technological roadmap: AI driven modernization, data readiness and global collaboration
-
Lessons learned from European initiatives and real world insights from KBC Group & Discai to succeed in a globally connected AML future
Fabrice Deprez, CEO at Discai
13:00-14:00
NETWORKING LUNCH
Attendees network over lunch, fostering connections and discussions
Sponsored by Mitek Systems
14:00-14:30
PANEL DISCUSSION + Q&A
Wallet Wars in Spain:
Bizum, Global Wallets& the Next UX Layer
-
Bizum evolution and interoperability: what it means for banks, fintechs and merchants
-
Provisioning, tokenisation and secure checkout: winning top-of-wallet in Spain
-
Loyalty and value-added services: turning payments into retention and revenue
Moderator: Raul Sanchez G., Founder at Smart Fintech Solutions
Cátia Silva, Payments & Fraud Manager at Vueling Airlines
David Henriquez, Senior Product Manager at Wave Mobile Money
Josep Elias, Founder at Payzim
Jose Creo, Head of Product and Innovation at Bizum
14:30-15:00
PANEL DISCUSSION + Q&A
Fraud & Scams 2026: APP, CNP Fraud & Real-Time Controls for Spain
-
APP scams and social engineering: prevention, reimbursement and collaboration models
-
Real-time fraud controls: mule detection, behavioural signals and network intelligence
-
Operationalising fraud response: playbooks, escalation and measurable outcomes
-
Customer behavioural analysis supporting end‑to‑end financial crime detection, bridging fraud and AML (FRAML)
Moderator: Victor Ion, CEO at UmbrAxioM
Patricia de Cea Sarabia, Chief Risk Officer (CRO) at PAYCOMET by Banco Sabadell
Fabrice Deprez, CEO at Discai
Ale Aznar, Founder at The Payments Dude
15:00-15:30
NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS
Take a moment to connect with fellow attendees and discuss key insights
Sponsored by Tieto
15:30-16:00
PANEL DISCUSSION + Q&A
Open Banking to Open Finance
-
Pay-by-bank for merchants: reducing cost, improving UX and managing refunds/disputes
-
Data sharing beyond payments: credit, affordability and smarter customer journeys
-
Commercial models and liabilities: turning compliance into a competitive advantage
Moderator: Robert Courtneidge, Payment Industry Expert
Eric Raduan, Deputy CEO at Powens Group
Carlos Figueredo, Global Head of Payments at SAP Fioneer
Viacheslav Boiko, Chief Product Officer at ID Finance
Manuel Juri Zamora, Senior Compliance Specialist at LaFinteca
Miguel Torres, International Strategy- Europe at Redsys
16:00-16:30
PANEL DISCUSSION + Q&A
Merchant Acceptance & Checkout Innovation in Spain:
Cards, Wallets, Bizum & Pay-by-Bank
-
Acceptance optimisation for Spain: orchestration, smart routing, local wallets/schemes and settlement options
-
PSD3/PSR and SCA in practice: frictionless authentication (passkeys/biometrics) with strong fraud controls
-
Reducing disputes and improving conversion: better data, smarter chargeback management and real-time monitoring
-
Innovation in cross-border payments in emerging markets
Moderator: Jeremias Buireo, Industry Expert
Dodi Malazonia, Head of E-commerce Merchants Acquiring / Payments Business at Bank of Georgia
Ariam Rodríguez Pou, Global Partnerships Manager at BELOY
Jose Marti, CEO at PayPaga
Aleksandra Todorovic, Senior Product Manager | Checkout & SDK at Yuno
Arnau Bertran, Head of Payments Acceptance and Experience for Spain at Amazon
16:30-16:35
CO-CHAIRS CLOSING COMMENTS
Summarising the key takeaways from the conference and addressing final questions from attendees
Robert Courtneidge, Payment Industry Expert
Pancho Pérez Salazar, Founder at Lonchbox
16:35-18:00
NETWORKING DRINKS RECEPTION
A closing networking reception to foster connections among attendees and speakers featuring
local drinks & snacks at the W Lounge
Sponsored by Discai
PAST MEDIA PARTNERS
KEY BENEFITS FOR PARTICIPATING
Interactive Hybrid Platform
Hybrid events enable you to put a virtual face to your organisation or come actually face-to-face by speaking to your viewers, attending meetings and networking
Build Thought Leadership
Showcase expertise and establish yourself as an industry thought leader
Generate Leads
It is the most cost-effective way to generate qualified leads of key B2B decision makers
Targeted Audience
Meet & engage with your target group
Global Reach
Hybrid events enable you to connect with your target audiences both locally and globally
New Prospects
Engage with new prospects and support existing relationships thus helping to drive leads into your sales funnel
PAST EVENT VIDEO
BECOME A SPONSOR
Partnering with the NextGen Payments & RegTech Forum Barcelona 2027 places your brand directly in front of senior decision-makers.
It is a senior-level, highly curated environment built to accelerate meaningful conversations, warm introductions and commercial opportunities.
As a Sponsor, you will:
-
Present your solutions to a concentrated audience of qualified senior stakeholders across payments, compliance, risk, fraud, regulation and digital finance
-
Build meaningful relationships through curated one-to-one meetings with vetted prospects aligned to your growth targets
-
Elevate your brand by contributing thought leadership on stage and in media, positioning your company as a strategic partner in payments, RegTech, compliance and financial crime prevention for the EU, UK and Malta markets
Our sponsorship packages are built around outcomes - visibility, credibility and deal flow - and shaped to your objectives.
Packages can include:
-
A 20–30 minute keynote presentation or participation in a high-level industry panel
-
Access to the Meeting Point: pre-qualified, pre-scheduled one-to-one meetings with senior buyers and partners
-
A fully integrated international marketing and branding campaign
-
Global social media amplification across QUBE channels and partner networks
-
Branded presence in premium onsite locations (booths, demo areas, meeting lounges)
-
High-profile PR and interview opportunities with international media
Establish your organisation as the trusted partner of choice.
MEANINGFUL NETWORKING
Join senior leaders from payments, banking, fintech and compliance at Barcelona's leading Payments & RegTech event. Explore AI, digital identity, PSD3, fraud prevention, open finance and regulatory innovation.
Position your organisation alongside the leaders shaping the future of payments and regulatory technology. Engage directly with senior decision-makers actively seeking innovative solutions, partnerships, and expertise.
Hosted in Barcelona, one of Europe's most dynamic financial services and fintech hubs, the Forum provides an ideal environment for collaboration, innovation, and strategic networking.
Join the conversations shaping the future of payments, compliance, and digital finance.
Register your place today and connect with the innovators, regulators, and leaders driving transformation across the financial services ecosystem.
GET IN TOUCH
FOR MORE INFORMATION, SIMPLY SUBMIT YOUR DETAILS, AND A DEDICATED ACCOUNT REPRESENTATIVE WILL GET IN TOUCH
