Where the UK and Europe’s Payments & RegTech Leaders Shape the Future of Finance
#financialinnovation
6th Annual
Financial Innovation Forum
Payments & RegTech
17 SEPTEMBER 2026
Montcalm Hotel - Mayfair - London, United Kingdom
JOIN INTERNATIONAL PAYMENTS, COMPLIANCE & REGTECH EXPERTS
LET’S CONNECT
“If I have seen further, it is by standing on the shoulders of giants.”
Isaac Newton
Welcome to the 6th Financial Innovation Forum – Payments & RegTech, returning to London for a premium, one-day gathering of senior decision-makers shaping the next chapter of financial services innovation.
Set in London, at the heart of one of the world’s most influential financial centres, the Forum brings together leaders from banks, payment institutions, fintechs, merchants, RegTech providers, consultancies and regulators to explore what is next across the UK and European payments landscape.
Across a full day of keynotes, high-level panel discussions and practical case studies, you will discover the new era of customer-focused payments: instant and account-to-account (A2A) rails, open banking and open finance, digital identity, embedded finance, Agentic AI and smarter cross-border money movement.
A dedicated RegTech and compliance lens will cut through the noise on the priorities that matter in the UK market - protecting consumers, strengthening safeguarding and governance, modernising payment oversight, and building resilient operating models in a world of rising fraud, scams and cyber risk.
AI and advanced analytics will be a central theme throughout: how intelligent tools can streamline onboarding, monitoring and reporting; sharpen fraud and AML controls; and enable faster, safer decision-making - while keeping explainability, accountability and human oversight at the core.
Whether you are driving product strategy, risk and compliance, fraud prevention, technology transformation or regulatory policy, the Forum is designed to deliver actionable insight, peer benchmarking and high-value partnerships.
Reserve your place today and be part of the conversations shaping the future of payments and RegTech in the UK and beyond.
OUR SPONSORS
SUPPORTING PARTNERS
PAST SPEAKERS
Our speaker line-up brings together leading voices from the global payments industry, the UK compliance sector, and top banking technology innovators. They will deliver high-value insights on driving innovation, meeting regulatory demands, and navigating the rapidly evolving payments landscape.
PAST CONTRIBUTORS
WHAT'S COMING UP
The Future of Payments & Money in the UK
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Instant, A2A and the Next Payments Stack – What is changing across Faster Payments, CHAPS and the wider ecosystem, and how firms are designing customer journeys around real-time settlement and smarter routing.
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Digital Money & Tokenised Payments – Where the digital pound exploration, stablecoin payments and tokenised settlement fit into UK roadmaps — and what it means for PSPs, banks and merchants.
Regulation, Compliance & Trust at Scale
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Navigating the UK Rulebook – Turning regulatory expectations into operational reality across authorisation, safeguarding, governance, Consumer Duty and payment system oversight.
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Compliance as a Competitive Advantage – Using RegTech to reduce friction in onboarding and monitoring, improve auditability, and scale confidently while keeping risk under control.
AI, Data & Agentic Automation in Payments and RegTech
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From Analytics to Agentic Workflows – Moving beyond dashboards and rules to AI-enabled orchestration that can prioritise cases, recommend actions and support real-time decisioning.
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Governance That Builds Confidence – Designing model risk management, explainability and human-in-the-loop controls so innovation strengthens trust rather than undermining it.
Fighting Fraud, Financial Crime & Building Operational Resilience
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Stopping Scams and APP Fraud – Tackling mule networks, social engineering and impersonation scams through better data, collaboration, customer education and real-time controls.
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Resilience by Design – Cyber security, operational resilience and third-party risk in modern payment stacks, including cloud, APIs and critical service providers.
AGENDA
17 SEPTEMBER | LONDON | UNITED KINGDOM
The 6th Financial Innovation Forum – Payments & RegTech will bring together leading experts to explore the future of payments, RegTech, and compliance in the UK. The agenda highlights AI, digital assets, cross-border payments, instant payments, and financial inclusion, providing clear insights into the key challenges, solutions, and trends shaping 2026.
17 SEPTEMBER 2026
08:30-09:00
REGISTRATION & WELCOME COFFEE
Participants arrive, register, and enjoy welcome coffee
09:00-09:05
WELCOME ADDRESS
Lilly Pavlou, Executive Director at QUBE Events
09:05-09:10
CHAIRMEN OPENING ADDRESS
Setting the stage for the day’s discussions
09:10-09:35
KEYNOTE SESSION + Q&A
UK PAYMENTS & REGTECH OUTLOOK 2026
- FROM NPA TO OPEN FINANCE
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New Payments Architecture (NPA) and real-time rails: what changes
in practice for banks, PSPs and merchants -
Open Banking to Open Finance: commercial models, consent and liability
- and what the next 12-18 months looks like
09:35-10:05
PANEL DISCUSSION + Q&A
DIGITAL ASSETS & PAYMENTS - STABLECOINS,
TOKENISED MONEY AND UK MARKET
READINESS
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Real-world payment use cases: settlement, treasury, cross-border flows and merchant acceptance
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Regulatory expectations: consumer protection, safeguarding/segregation, disclosures, travel rule and operational controls
10:05-10:35
PANEL DISCUSSION + Q&A
AI INNOVATION - EFFICIENCY GAINS
VS. COMPLIANCE CHALLENGES
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Where GenAI delivers measurable value in payments, risk and compliance - and where it creates new exposure
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Model risk, data privacy, auditability and accountability: keeping regulators and boards comfortable
Andrew Clifford, Global Head Anti-Bribery & Corruption at Standard Chartered Bank
10:35-11:05
PANEL DISCUSSION + Q&A
AI AGENTS IN FINCRIME - REAL-TIME SCAMS
DEFENCE, INVESTIGATIONS
AND GOVERNANCE
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APP scams and social engineering: prevention and detection across channels
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Agentic workflows in monitoring and investigations: where to automate, where humans-in-the-loop are essential
Aisling Twomey, Head of FinCrime, Business Banking, EU, Sanctions, U16s at Monzo
11:05-11:35
NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS
Opportunity for attendees to connect and discuss insights from the morning sessions
11:35-12:10
PANEL DISCUSSION + Q&A
INNOVATIONS IN CROSS-BORDER PAYMENTS
- UK-EU CORRIDOR, TRANSPARENCY AND
COMPLIANCE
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Instant and near-instant cross-border: tracking, reconciliation and exception management
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Multi-jurisdiction compliance: AML/sanctions, data and third-party dependencies in the UK-EU corridor
12:10-12:35
KEYNOTE SESSION + Q&A
MERCHANT ACCEPTANCE IN THE UK - HIGHER
APPROVAL RATES, LOWER COST-TO-SERVE
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Optimising authorisation: data quality, routing, retries and orchestration
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Modern authentication: passkeys, tokenisation and risk-based journeys that reduce friction
12:35-13:00
KEYNOTE EXPERIENCE:
TRUST BY DESIGN - BUILDING THE NEXT-GEN
CUSTOMER PAYMENT EXPERIENCE
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Wallet strategy, identity signals and dispute prevention: designing for trust at scale
13:00-14:00
NETWORKING LUNCH
Attendees network over lunch, fostering connections and discussions
14:00-14:30
PANEL DISCUSSION + Q&A
REGULATORY ROADMAP 2026 - PSD3/PSR,
UK OVERSIGHT AND THE NEW LIABILITY
LANDSCAPE
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PSD3/PSR implications for UK-EU business: SCA evolution, refunds, disputes and customer protection
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APP fraud and reimbursement: controls, evidence, customer communications and operational readiness
14:30-14:55
KEYNOTE SESSION + Q&A
OPERATIONAL RESILIENCE & THIRD-PARTY
RISK - CLOUD, OUTSOURCING
AND CONCENTRATION
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Operational resilience expectations in the UK and how DORA spillover impacts UK firms with EU exposure
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Incident response, testing, and vendor governance that stands up to audits and supervisors
14:55-15:25
PANEL DISCUSSION + Q&A
THE COMPLIANCE LANDSCAPE FOR UK
FINTECHS - SCALING WITHOUT SURPRISES
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Licensing, safeguarding and prudential expectations: what supervisors focus on in 2026
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AML/sanctions, travel rule and fraud controls: building an audit-ready compliance stack
Anthony Corner, Head of Regulatory Compliance and DMLRO at ANNA Money
15:25-15:55
NETWORKING COFFEE BREAK + ONE-TO-ONE MEETINGS
Opportunity for attendees to connect and discuss insights from the afternoon sessions
15:55-16:20
PANEL DISCUSSION + Q&A
AGENTIC PAYMENTS - THE COMPANION
TO AGENTIC COMMERCE
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Delegated authority in practice: consent, limits, identity and how agents change the payment journey
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Risk and regulation: liability, dispute handling, fraud/scams controls, AML/sanctions
and governance
16:20-16:45
FIRESIDE CHAT + Q&A
UPLIFTING CROSS-BORDER PAYMENTS:
BUILDING THE FUTURE OF GLOBAL FINANCE
Nick Kerigan, Managing Director, Head of Innovation at Swift
16:45-16:55
CHAIRMEN CLOSING COMMENTS
Summarising the key takeaways from the conference and addressing final questions from attendees
16:55-18:30
NETWORKING DRINKS RECEPTION
A closing networking reception to foster connections among attendees and speakers, featuring local drinks & snacks
MEDIA PARTNERS
KEY BENEFITS FOR PARTICIPATING
Interactive Platform
Our Expos enable you to come face-to-face with decision-makers, attend qualified meetings and provide
exceptional formal and informal networking opportunities
Build Thought Leadership
Showcase expertise and establish yourself as an industry thought leader
Generate Leads
It is the most cost-effective way to generate qualified leads of key B2B decision makers
Targeted Audience
Meet & engage with your target group
Global Reach
International locations and access to global networks enable you to connect with your target clients both locally and globally
New Prospects
Engage with new prospects and support existing relationships thus helping to drive leads into your sales funnel
Competitive Benchmarking
Gain insights into the competitive landscape and gain knowledge of new trends and players in the
market
BECOME A SPONSOR
Sponsoring the 5th Financial Innovation Forum - Payments & RegTech provides you with the perfect opportunity to showcase your solutions and interact with your target audience in a purposeful way.
You can expect to secure new direct connections with key decision-makers and industry influencers.
Our Sponsorship packages take on a holistic approach and are tailored to accommodate your specific business objectives.
Packages can include:
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20-30 minute keynote presentation or inclusion on an industry-expert panel discussion
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Access to The Meeting Point which includes 5 pre-qualified meetings
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An integrated international marketing & branding campaign strategy
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International social media campaigns
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Dedicated booths and promotional areas
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Prestigious PR opportunities & interviews with international media
REGISTER NOW
