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Ready To Hear Views From The Most Influential Payments & Regtech Experts?



13th NextGen Payments & RegTech Forum 

Adrian Calin

Robert Courtneidge

Independent Payment Industry Expert 

Robert Courtneidge is valued and respected industry expert in the emerging payments industry.  He is working with a number of businesses assisting them on their strategy and products using his 30+ years legal experience to give them practical and innovative solutions. He is co-author and Editor of The PAYTECH Book 2020. He was co-founder of the Prepaid International Forum and has worked with the Emerging Payments Association since it was founded.

He has been regularly featured in the prestigious Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments.  As a lawyer in payments he was voted in the top 10 in the world by US publication Paybefore in 2015 being the only European in the list. As a lawyer he has worked closely with The Payments Services Regulator, HM Treasury, UK Finance and Financial Conduct Association, in the UK as well as other compliance and industry bodies globally. Robert has deep expertise in electronic money and payment services and is highly skilled in all aspects of payment services including consumer protection, banking regulation and compliance, and AML/CTF. Robert is highly active on the conference front regularly chairing and moderating events as well as speaking on issues facing the European Payments’ Industry including laws relating to blockchain, digital assets and Central Bank Digital Currencies.

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Adrian Calin

Head of J.P. Morgan Payments, Switzerland and Head of Treasury Services Corporate Sales, Switzerland, J.P. Morgan Payments at J.P. Morgan

Adrian Calin is an Executive Director based in Zurich. Joining the bank in 2014 Adrian is currently the Head of J.P. Morgan Payments as well as the Head of Treasury Services Corporate Sales for Switzerland.

Adrian is managing a portfolio of large corporate clients headquartered in Switzerland and is also responsible for the J.P. Morgan Payments Swiss franchise.

Adrian and his team are responsible for the delivery of complex, multi-regional solutions, that include: payables, receivables, cards, trade services, merchant acquiring, liquidity and short-term liquidity investments.

Before joining J.P. Morgan, Adrian worked at Citibank for six years in Zurich and in Chicago, and previously at ABN AMRO Bank in the US and in Romania, in a variety of corporate banking and treasury services roles.

Adrian graduated from Loyola University of Chicago Quinlan School of Business with a M.B.A. degree in Finance and Marketing and from Babes-Bolyai University in Cluj-Napoca, Romania with a bachelor degree in Finance and Banking. He has earned the Certified Treasury Professional designation and the Certificate in International Cash Management (CertICM).


David Bundi

Partner - Legal, Regulatory & Compliance - Metaverse Strategy & Regulatory Leader at EY Switzerland


David Bundi is a Partner at EY Switzerland in the areas of Legal, Regulatory & Compliance. He is also the Metaverse Strategy & Regulatory Leader at EY Switzerland and an expert for Financial Crime Compliance, Digital Assets, Digitalization and the intersection of Law and Technology. David has advised clients in financial services and non-financial services industries for many years, particularly in Switzerland, the EU and the Middle East.

In addition, he is the Chairman and Co-Founder of the Swiss nonprofit organization MetaverseTalks, which is a leading space where Metaverse and NFT thought leaders and interested people connect, foster and promote ideas globally.

Before joining EY, he was the Head of Compliance & RegTech and a Member of the Leadership Team at PwC Legal Switzerland, the Chief Compliance Officer at an innovative Swiss Bank, and a Risk & Compliance Specialist in Zurich and New York at UBS. Prior to that, he worked as a Senior Compliance Officer at Swiss Private Banks, as an Advisory Board Member at RegTech Start-ups and in Legal at a Cantonal Court and in a Law Firm in Switzerland. In his spare time, he is a well-known speaker at leading conferences around the globe, an author of various books and other publications as well as a guest lecturer in Legal & Compliance and Metaverse, Digital Assets and RegTech topics at universities in Switzerland and the US, and at a Business School in Latin America.


Urs Bolt

New Business Lead at Alpian SA


30+ years experience in wealth management, investment banking and related technology businesses. My core expertise is to develop and roll out new digital business platforms. My current focus is to help financial service providers and tech companies to review/refocus business strategies, advise on strategic projects, develop solutions and markets, and build business partnerships. Active as a speaker, moderator, lecturer, micro-blogger, and author; recognised as a global opinion leader in #WealthManagement, #WealthTech,#FinTech, #DigitalBanking, #DigitalAssets, and ecosystems in crypto finance. I am a member of advisory boards and jury panels incl. Boardowl, FT PWM WealthTech Awards, Global Wealth & Society, WealthBriefing Editorial Board and Swiss Awards, Blockchain Competition for Finance.


Bob Reid

CEO & Co-Founder at Everest


Bob Reid is the CEO and Co-Founder of Everest, a licensed European crypto custodian with its own high-speed blockchain, and the world’s first global, programmable token to represent any asset (fiat, stock, commodity, real estate).

Its biometrics-based identity + transaction platform empowers partners to compliantly offer global onboarding and access to crypto trading, international payments, and investments.

Previously, Bob was a General Manager at BitTorrent, and an advisor to Kai Labs, a Singaporean-based blockchain & crypto accelerator. He also held roles as the VP of Strategy & Business Development at Neulion and DivX.


Jürg Baltensperger

Managing Director at JayBee Ltd


Jürg Baltensperger is one of the most experienced and well-known pioneers in the field of regulation & compliance for financial intermediaries in FinTech and Blockchain. As a graduated lawyer, risk manager & business economist and certified Blockchain expert, he covers regulatory aspects in his field of expertise in a holistic approach.

With the consulting firm JayBee he founded in 2017, Jürg and his team support around 120+ financial intermediaries in the areas of fintech & blockchain such as banks, asset managers and crypto exchanges. JayBee serves clients from startup level to international collaborations with regulatory consulting, licensing and outsourcing services. JayBee also provides staff lending & recruiting services and partners with various IT tool provider in order to offer implementation of RegTech solutions.

Jürg teaches in the areas of Corporate Governance, Risk Management & Compliance at universities of applied sciences and set up his own education CAS Digital Compliance Officer at the Zurich University of Applied Sciences, where compliance officers, auditors & regulators are made fit in the areas of FinTech & Crypto.


Sandra Tobler

Co-Founder & Partner at Futurae Technologies AG


Sandra is an entrepreneur who worked in the IT space for over 17 years. She worked for IBM in various international roles, then for different Swiss public entities to support companies with internationalisation, first out of Zurich and later in the diplomatic representation in San Francisco.

In 2016, Sandra co-founded Futurae together with two colleagues, both with a PhDs from the System Security Group of ETH Zurich. Futurae brings future-proof security to digital products. The company provides a continiously modernised authentication platform with a particular focus on user-centric approaches that provide a secure, frictionless customer journey.

Sandra is also in the board of Kick Foundation, Startupticker, the Swiss Startup Association and in the jury of various tech competitions. She founded the Swiss Cybersecurity Startup Map, an inventory of deep tech innovation in Information Security coming from Switzerland. Sandra fights for better framework conditions for Swiss tech companies, a more mature startup ecosystem and in particular to have more thriving innovative Information Security companies coming from Switzerland.


Fabian Meyer

Managing Partner at CORE SE

Fabian Meyer is Managing Director in Switzerland and a member of the board of CORE SE - a European technology think tank based in Berlin. As an expert in payment services and FinTechs, he is responsible for large projects with renowned clients in the financial sector in the DACH region and the United Arab Emirates. He has several years of consulting experience in the banking sector and in transformation engineering.

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Olga Del Rio

Head of Compliance and MLRO at One


Olga is the Head of Compliance and MLRO at ONE - provider of a unified end-to-end financial services solution which allows traditionally underserved businesses to thrive.  Prior to joining ONE, she gained more than 20 years of legal, compliance and management experience in a wide range of international matters, both in private legal practice and in-house.  Enthusiastic and passionate about banking and financial services, as well as cryptoassets, Olga holds various certifications in these areas, including ACAMS certifications as a Global Sanctions Specialist and a Cryptoasset Anti-Financial Crime Specialist.


Freddie Frith

VP - Global Head of Sales at Clausematch


Freddie Frith joined Clausematch in 2018, where he has quickly progressed in different commercial roles. He now heads up Clausematch’s commercial proposition for Financial Services, focusing on accelerating the adoption across NeoBanking, FinTech, Insurance and Investment Management. Before working at Clausematch, Freddie worked in commercial roles as Silverfin, Ogilvy and Loreal. Freddie is also a thought leader in Regulatory Technology, regularly hosting podcasts and webinars, contributing to whitepapers and writing blog posts.


Koen Vanderhoydonk

CEO & Founder at The Connector


Koen Vanderhoydonk has a passion for innovation in the banking industry and he is a #FinTech and #RegTech influencer with a large international follower’s base. He is the author of “The RegTech: BlackBook” and released the sequel in 2022. The first edition in 2019, was the first physical and collaborative RegTech book co-written with several specialists worldwide (

In 2022, Koen started “The Connector” and is a linking pin between multiple start-ups, banks and regulators and connect the dots between people and businesses. He helps B2B FinTech companies to scale their business (

Koen has been working at large market infrastructures Euroclear, where he was director of Customer Experience & Global Marketing and for many years, he headed the account management and client relationship team covering all Euroclear Bank clients in Germany, Switzerland, Austria, and Central Europe. Before he was General Manager at Binck Bank (now Saxo bank) Professional Services Belgium, delivering innovative banking solutions to financial institutions in the Benelux. Before he launched his own business, he was CEO Belgium, Luxembourg, and Germany for the fast-growing WealthTech scaleup Blanco.

Overall, he has over 25 years of experience of successfully growing and managing B2B businesses in the global financial landscape.


Toni Caradonna

Partner & CTO, Board Member at Blockchain Trust Solutions, Porini Foundation


Toni is a DLT OG experimenting with mining bitcoin on Xbox in 2013 .He was the first to create a private digital Swiss franc on blockchain in 2018  and he wrote the first smart contract for United Nations. Toni build a mission critical DLT and payment network for the energy sector a city payment infrastructure with his company Blockchain Trust Solutions. Toni also created Porini Foundation to foster innovation technology in Nature conservation with the goal to finance nature conservation and bring SDGs to DLT.


Giovani Panto

Senior Legal Counsel at Worldline Switzerland


Giovanni Pantò is a Senior Legal and Compliance Professional with over twenty years of professional experience in the financial industry, both in Switzerland and internationally. He has deep knowledge of the regulatory framework governing payment services and a strong expertise in AML/CTF Compliance. During his career, Giovanni has held various management roles within the Legal and Compliance functions in the payment industry. He has a proven track record in managing complex legal matters and regulatory proceedings and contributed substantially to innovation projects in the field of payments.

In his current role at Worldline Switzerland, Giovanni advises and supports the company in all legal matters related to its business activities with a particular focus on contract negotiations. Before joining Worldline, Giovanni held various roles within SIX Group. As the Head of Compliance of SIX Payment Services, he was responsible for the oversight and management of the Compliance function and served as Data Protection Officer. Previously, he served as Senior Legal Counsel and Deputy Head Compliance of SIX Group and was, among others, responsible for the roll-out of the Compliance program at the foreign subsidiaries of SIX. Prior to joining SIX, Giovanni served as the Deputy Head Legal of Swisscard AECS providing legal services for the Credit Suisse card issuing and American Express acquiring business in Switzerland.

Giovanni is a dual Swiss and Italian citizen. He graduated from the Law School of the University of Lausanne and holds an LL.M. in International Business Law from the University of Zurich and is admitted to Bar of the Canton Zurich, Switzerland.


Lucas T. Landolt

Managing Partner/COO at Lloyds & Partners AG


Lucas Landolt studied IT, law and business administration in Switzerland and is active as an entrepreneur and lawyer in Zurich for an international clientele.

Together with his team at Lloyd’s & Partners, he builds new Swiss banks and supports start-ups with a focus on fintech, crypto and blockchain.

With the team of Fintechnics he is building platforms and interfaces for financial institutions all over the world. He is a frequent speaker, expert and panelist at international fintech conferences in Europe, the US and Asia.


Esther Pfaff

Head of Product & Innovation at Cembra


Esther Pfaff joined Cembra as Head of Product & Innovation in May 2022. As a member of the Management Team, Esther leads the department covering Customer experience, Product value propositions, Data & Digital Cembra Mobile App. Together with her teams, Esther is responsible for defining the Bank's product vision and strategy and executing with a clear objective to secure future sustainable growth. At the same time, she is adopting new ways of working to gain agility and velocity in cross-functional teams, and to accelerate cycle time of product releases.

Esther brings two decades of experience in the banking industry where she advised and managed business critical transformations and led agile, cross-functional product organisations. From 2017 to early 2022, Esther worked for the global Dutch bank ING, most recently in the role of the Cluster Product Owner Sales, Engagement & FinTech Integrations. From 2014 to 2017, Esther worked as a Business Consultant at Deloitte Digital where she helped her clients - foremost banks - in repositioning their traditional businesses into the digital era. Before that, she was part of the strategy department of Crédit Agricole Consumer Finance and responsible for the transformation from an operational excellence factory to a customer centric bank. Esther holds a master's degree in politics, communication and organisation from the Vrije University in Amsterdam.


Norbert Perrot

Head of Risk Strategy & Validatio at Swisscard AECS GmbH

After studying artificial intelligence and machine learning in the 90’s at a time when very few people were audacious enough to imagine that IA would power anybody’s personal device, Norbert Perrot embarked on a career in the credit and payment industry. He worked for BNP Paribas, GE Capital, Cembra and Swisscard in various risk management and finance roles. His current challenges are to insure his business uses wisely the power of models and keep its focus on the risk/reward balance of its portfolio.


Olus Kayacan

Managing Director at IOKE


Olus Kayacan has more than 25 years of experience in Institutional Banking, Asset Management, Prime Brokerage, Regtech, Wealthtech & Data Analytics.

He held key roles in the launch and successful development of several B2B Financial Services Business Lines, with solid experience in building high-performing teams, people management and serving Global Institutional and Corporate entities.

As a Regtech and Data Analytics expert, he promotes adopting Digital, Data and Tech solutions to bring exponential efficiencies for market players.

He has a strong track record in Program Management within large and complex organisations, managing projects with up to 100 direct stakeholders involved, and acts as Board Level Strategic Advisor with several start-ups, scale-ups and established companies.