
Where Payments Innovation Meets Regulatory Intelligence
#npf

NextGen Payments & RegTech Forum
25 FEBRUARY 2027
Hilton, St. Julians - Malta
JOIN INTERNATIONAL PAYMENTS & REGTECH EXPERTS
LET’S CONNECT
“Trust is the currency of the digital economy”
THE PREMIER GATHERING FOR PAYMENTS, FINTECH, COMPLIANCE & REGULATORY INNOVATION LEADERS
Join industry pioneers, regulators, financial institutions, payment providers, fintech innovators, and technology leaders as they explore the future of digital finance, payments innovation, and regulatory transformation.
The NextGen Payments & RegTech Forum Malta 2027 brings together senior leaders from banking, payments, fintech, compliance, regulatory technology, financial crime prevention, and digital innovation for a day of high-impact discussions, strategic networking, and knowledge exchange.
As the financial services industry undergoes unprecedented transformation, organisations face a complex landscape shaped by AI, evolving regulations, instant payments, digital identity, cybersecurity threats, embedded finance, and changing customer expectations.
The Forum provides a unique platform for decision-makers to explore the technologies, regulations, and business strategies redefining the future of financial services across Europe and beyond.
WHY ATTEND?
Gain practical insights from industry leaders, discover emerging technologies, understand upcoming regulatory developments, benchmark strategies with peers, and build valuable partnerships that support growth and innovation.
WHO SHOULD ATTEND?
Chief Compliance Officers, Heads of Payments, Chief Risk Officers, AML Directors, FinTech Executives, Banking Leaders, Regulatory Authorities, Technology Providers, Innovation Leaders, and Financial Crime Prevention Specialists.
AGENDA THEMES
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AI-Powered Payments & Financial Services
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The Future of Open Finance
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Instant Payments & Cross-Border Innovation
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PSD3, PSR & Regulatory Change
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Digital Identity, Trust & Authentication
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Financial Crime Prevention & Fraud Intelligence
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Digital Assets, Stablecoins & Tokenisation
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Operational Resilience & DORA
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Compliance Transformation Through Technology
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Leadership in a Time of Disruption
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The Next Decade of Financial Services
WHAT'S COMING UP
AI, PAYMENTS & INNOVATION
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AI-powered financial services
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Open Finance & embedded payments
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Digital assets & future payment ecosystems
REGULATION, COMPLIANCE & RESILIENCE
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PSD3 & regulatory transformation
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DORA & operational resilience
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RegTech-driven compliance
TRUST, SECURITY & FINANCIAL CRIME
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Fraud prevention & cyber resilience
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Digital identity & authentication
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Building trust in digital finance
THE AGENDA
25 FEBRUARY | MALTA
08:30-09:00
REGISTRATION & WELCOME COFFEE
Badge collection, informal introductions and one-to-one meeting check-in
09:00-09:05
WELCOME ADDRESS
QUBE Events welcome and introduction to the two-track programme
Lilly Pavlou, Executive Director at QUBE Events
09:05-09:10
CO-CHAIRS OPENING ADDRESS
The 2027 priorities: payments innovation, trust and regulated growth
09:10-09:40
PANEL DISCUSSION + Q&A
The Payments Reset: Who Wins in an Always-On, Embedded World?
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What faster, cross-border and embedded payments mean for banks, PSPs and merchants
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Where cards, account-to-account and embedded models compete or complement one another
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Winning on experience and acceptance without sacrificing profitability
09:40-10:10
PANEL DISCUSSION + Q&A
The Fintech Growth Dilemma: Scale Fast, Stay Regulated
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What Malta and EU supervisors expect as payment and e-money businesses mature
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Getting banking access, governance and operational substance right when expanding
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Build, partner or acquire: choosing a growth route that stands up to scrutiny
10:10-10:35
PANEL DISCUSSION + Q&A
PSD3, PSR and Instant Payments: Turning the Rulebook into Results
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Where PSD3 and PSR stand and which preparations deserve priority
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Verification of Payee, authentication and disputes: what changes for customers
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What instant-payment implementation has taught banks and payment institutions
10:35-11:00
PANEL DISCUSSION + Q&A
Pay by Bank Goes Mainstream: Can Open Banking Finally Deliver?
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Removing friction from consent, connectivity and checkout journeys
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Which merchant and recurring-payment use cases are proving commercially viable
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How wider financial-data access could unlock the next generation of services
11:00-11:30
NETWORKING COFFEE BREAK
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Curated one-to-one introductions with senior buyers and partners
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Time to follow up on specific use cases and partnership needs
11:30-12:00
PANEL DISCUSSION + Q&A
AI with a Licence to Operate: Real Value, Real Accountability
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Where AI is already delivering value in risk, compliance and customer service
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Making models explainable, measurable and safe under human oversight
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What boards and supervisors need to see on AI governance and evidence
12:00-12:30
PANEL DISCUSSION + Q&A
Beyond Tick-Box AML: Smarter KYC for Faster-Moving Finance
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Making onboarding and continuous due diligence more effective without slowing good customers
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Using AI and shared intelligence to spot risks earlier and reduce false positives
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Preparing for EU AML reforms across banking, fintech and gaming
12:30-13:00
PANEL DISCUSSION + Q&A
The Trust Test: Fighting Scams, Deepfakes and Digital Identity Fraud
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Stopping authorised payment scams, mule networks and synthetic identities
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Applying behavioural intelligence, passkeys and digital identity tools
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Coordinating prevention and recovery without punishing legitimate customers
13:00-14:00
NETWORKING LUNCH
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Hosted tables and working lunch conversations
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Opportunity for sponsors and buyers to sit together with purpose
14:00-14:30
PANEL DISCUSSION + Q&A
Resilience Under Fire:
DORA, Cyber Threats and the Third-Party Challenge
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Turning incident reporting and resilience testing into credible action
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Managing cloud concentration, critical suppliers and practical exit strategies
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Clarifying board responsibility and the NIS2 overlap where relevant
14:30-14:55
KEYNOTE SPEECH + Q&A
Money Never Sleeps: Liquidity, FX and Treasury in a 24/7 World
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Managing intraday liquidity, weekend funding and pre-funding across corridors
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Improving FX execution, exposure visibility and total settlement transparency
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Getting safeguarding and reconciliation right as payments accelerate
14:55-15:25
PANEL DISCUSSION + Q&A
Orchestrate to Win: Higher Acceptance, Faster Payouts, Better Margins
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Smarter routing across cards, account-to-account and alternative methods
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Tracking conversion, payout speed, chargebacks and the true cost of failure
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Practical lessons from gaming, marketplaces and high-volume e-commerce
15:25-15:55
NETWORKING COFFEE BREAK
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Follow-up discussions on partnerships, pilots, integrations
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Media/interview windows and press moments
15:55-16:25
PANEL DISCUSSION + Q&A
When AI Agents Start Paying: Who Holds the Controls?
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Where agents can initiate payments, refunds and post-purchase actions
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Consent, spending limits, liability and audit trails when software acts for customers
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How banks, PSPs and merchants can test readiness and commercial value
16:25-17:00
PANEL DISCUSSION + Q&A
Merchants in the Driving Seat: What Do They Really Want from Payments?
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What merchants expect now: higher approval rates, lower costs and frictionless checkout
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Where pay by bank, embedded finance and alternative payment methods deliver measurable value
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Winning merchant trust through faster settlement, better data and smarter dispute management
17:00-17:35
PANEL DISCUSSION + Q&A
Cybersecurity on the Front Line:
Can Payments Stay Ahead of the Attackers?
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Confronting ransomware, API attacks, account takeover and AI-powered social engineering
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Securing real-time payments, digital channels and critical third-party connections
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Moving from incident response to cyber readiness through threat intelligence, testing and collaboration
17:35-17:40
CO-CHAIRS CLOSING COMMENTS
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Key takeaways for payments, risk, policy and technology
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How to stay engaged after the Forum
17:40-19:00
NETWORKING DRINKS RECEPTION
Hosted drinks, informal networking, relaxed follow-up conversations
Located at Quarterdeck Bar - Hilton Hotel
Sponsored by Buen Crypto Consulting
19:30-23:30
EVENING NETWORKING PARTY
Music, canapés, and continued private discussions with peers and prospects
PAST EVENT VIDEO


KEY BENEFITS FOR PARTICIPATING
Build Thought Leadership
Showcase expertise and establish yourself as an industry thought leader
Generate Leads
It is the most cost-effective way to generate qualified leads of key B2B decision makers
Targeted AudienceMeet & engage with your target group
Global Reach
Hybrid events enable you to connect with your target audiences both locally and globally
New Prospects
Engage with new prospects and support existing relationships thus helping to drive leads into your sales funnel
BECOME A SPONSOR
Partnering with the NextGen Payments & RegTech Forum Malta 2027 places your brand directly in front of senior decision-makers.
It is a senior-level, highly curated environment built to accelerate meaningful conversations, warm introductions and commercial opportunities.
As a Sponsor, you will:
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Present your solutions to a concentrated audience of qualified senior stakeholders across payments, compliance, risk, fraud, regulation and digital finance
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Build meaningful relationships through curated one-to-one meetings with vetted prospects aligned to your growth targets
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Elevate your brand by contributing thought leadership on stage and in media, positioning your company as a strategic partner in payments, RegTech, compliance and financial crime prevention for the EU, UK and Malta markets
Our sponsorship packages are built around outcomes - visibility, credibility and deal flow - and shaped to your objectives.
Packages can include:
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A 20–30 minute keynote presentation or participation in a high-level industry panel
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Access to the Meeting Point: pre-qualified, pre-scheduled one-to-one meetings with senior buyers and partners
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A fully integrated international marketing and branding campaign
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Global social media amplification across QUBE channels and partner networks
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Branded presence in premium onsite locations (booths, demo areas, meeting lounges)
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High-profile PR and interview opportunities with international media
Establish your organisation as the trusted partner of choice.
MEANINGFUL NETWORKING
Join senior leaders from payments, banking, fintech and compliance at Malta's leading Payments & RegTech event. Explore AI, digital identity, PSD3, fraud prevention, open finance and regulatory innovation.
Position your organisation alongside the leaders shaping the future of payments and regulatory technology. Engage directly with senior decision-makers actively seeking innovative solutions, partnerships, and expertise.
Hosted in Malta, one of Europe's most dynamic financial services and fintech hubs, the Forum provides an ideal environment for collaboration, innovation, and strategic networking.
Join the conversations shaping the future of payments, compliance, and digital finance.
Register your place today and connect with the innovators, regulators, and leaders driving transformation across the financial services ecosystem.


































