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Ready To Hear Views From The Most Influential Payments & Regtech Experts?



16th NextGen Payments & RegTech Forum 

Andrew Doukanaris
Jessica Ramos

Robert Courtneidge

Payment Industry Expert

Robert Courtneidge is valued and respected industry expert in the emerging payments industry.  He is working with a number of businesses assisting them on their strategy and products using his 30+ years legal experience to give them practical and innovative solutions. He is co-author and Editor of The PAYTECH Book 2020. He was co-founder of the Prepaid International Forum and has worked with the Emerging Payments Association since it was founded.

He has been regularly featured in the prestigious Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments.  As a lawyer in payments he was voted in the top 10 in the world by US publication Paybefore in 2015 being the only European in the list. As a lawyer he has worked closely with The Payments Services Regulator, HM Treasury, UK Finance and Financial Conduct Association, in the UK as well as other compliance and industry bodies globally. Robert has deep expertise in electronic money and payment services and is highly skilled in all aspects of payment services including consumer protection, banking regulation and compliance, and AML/CTF. Robert is highly active on the conference front regularly chairing and moderating events as well as speaking on issues facing the European Payments’ Industry including laws relating to blockchain, digital assets and Central Bank Digital Currencies.


Andrew Doukanaris

Chief Executive Officer at Flotta Consulting Ltd


Andrew has been at the heart of the digital payments transformation for almost three decades, holding senior roles in issuing and acquiring with Chevron/Texaco, Visa Inc., JCB Cards, and a Mastercard advisor in The Middle East - During which time has been based in Singapore, San Francisco, New York and London. 

He is a Fintech mentor/board advisor at Level39 in London and the former CEO and Chairman of multinational QR code payments Pomelo Pay. In January 2022, Andrew was appointed CEO of Blukite Network - an Open Banking network with revolutionary patented technology.


Jessica Ramos

Head of Regulatory, Oversight and Financial Affairs at EBA CLEARING 

Jessica Ramos is the Head of Regulatory, Oversight and Financial Affairs at EBA CLEARING. 

Prior, she held a number of positions at SWIFT, namely in Oversight Affairs, Legal & Compliance, Finance and as Chief of Staff to the global CEO. She was also responsible for diversity and inclusion initiatives for the business. 

She started her career in 2006 as an Associate in Consortium Central America, focusing on banking, finance and corporate law.
She is a member of the Belgian Company Lawyers Bar, the New York Bar, the Honduran Bar and the In-house Competition Lawyers Association. 

In addition to her Law Degree, Jessica holds an MBA in Finance, an LL.M. in Corporate Law from New York University (NYU) and an LL.M. in Competition Law and Economics from the Brussels School of Competition. She has recently been certified in Governance, Risk and Compliance (GRC), Cyber Security for Business Leaders and Social Media Marketing and Law, Cognitive Technologies & Artificial Intelligence. 
Jessica is an Executive Board Member and Belgium Ambassador of European Women Payments Network (EWPN), Board Advisor to CyberWayFinder and The Nine, and a ConceptionX Expert. She founded Mizbiz in 2016, an organisation aiming to connect, inspire and empower women in Belgium. 

Jessica is a frequent speaker at financial industry events on topics ranging from Payments, Technology, RegTech, Compliance, Financial Crime, Cyber Security, Diversity and Inclusion and ESG.

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Peter Theunis

Senior Vice President Sales, BPC Banking Technologies

Being a highly accomplished professional in the field of finance and fintech, driven by his passion for payments, fintech, digital banking, and embedded finance, with more than 25 years of extensive experience, Peter joined BPC ranks as SVP Sales Europe to drive business growth and expansion across the European market.

Throughout his career, Peter has worked with customers in diverse regions, each with unique needs, gaining valuable insights into the global fintech landscape. His track record in business development and leadership is exceptional, having held key positions in internationally recognized fintech companies such as, Rivero, Endava, Integri, Clear2pay, and TAS Group.

He possesses an in-depth understanding of payments and banking, which allows him to navigate complex challenges and deliver tangible outcomes. With his wealth of knowledge and experience in IT, operations, business, and finance, Peter is adept at providing innovative and viable business solutions in the highly competitive fintech market.


Jas Shah

Founder and Consultant at Bitsul

Jas Shah is a career Fintech and Product expert with a passion for shaping the future of financial services and over 15+ years of experience. With extensive early-stage hands-on experience building products at the likes of  Citi, Fidelity, and Schroders, he is dedicated to defining digital and product strategy, speeding up time to market, and scaling products for FS companies, Fintechs, and early-stage startups.

Jas has spent the past 5 years helping fintechs and larger FS organisations ideate, design, build and scale digital products. Recent projects include the design and build of a challenger bank in Saudi Arabia, an Australian digital bank for freelancers, a UK-based PFM app, and creating and implementing a scaling strategy for a SME Lending Fintech in the UK serving as Chief Product Officer. He also writes a fortnightly Fintech Product newsletter with subscribers from all across financial services, from Visa, Mastercard, Monzo, Paypal, Barclays, Stripe and more.

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Yiannis Pettemerides

Forensic, Anti-Money Laundering, Regulatory Compliance, Registered Auditor and Insolvency Practitioner - eBOS Resident Consultant & Associate

Yiannis is a Consultant, in the fields of Forensic, Anti-Money Laundering, Regulatory Compliance, Registered Auditor and Insolvency Practitioner, with more than 20 years of experience.

He was engaged, for more than 2 years, as an External Technical Expert, and leading the Onsite Inspection Teams, of the AML/Supervision Department of the Cyprus Securities and Exchange Commission (CySEC). He was also the Chairman and a Member, for more than 5 years, of the Economic Crime and Forensic Accounting Committee of the Institute of Certified Public Accountants of Cyprus (ICPAC) and also the Vice-Chairman, for more than 4 years, of the Promotion of the Profession and Academic Relations Committee of the Cyprus Institute of Internal Auditors (IIA).

Yiannis is engaged as an External Technical Expert, in the fields of Forensic Investigations, Anti-money Laundering Investigations and Audit Investigations, by the Cyprus Police Economic Crime Unit, the Attorney General Office, the Audit General Office and the Private Sector.

Furthermore, Yiannis is a Member of the AML and Compliance Committee of the Institute of Certified Public Accountants of Cyprus (ICPAC), a Member of the Board of Directors of the Cyprus Chapter of the Institute of Internal Auditors (IIA) and a Founding Member of the Cyprus #209 Chapter of the Association of Certified Fraud Examiners (ACFE).

He holds a Bachelor and a Master’s degrees in Accounitng, Economics and Finance (BA, MA), a Fellowship and Practicing Audit Certificates from the Institute of Chartered Accountants in England and Wales (ICAEW) and from the Institute of Certified Public Accountants of Cyprus (ICPAC). He is also a Member of the Institute of Internal Auditors (IIA), of the Association of Certified Fraud Examiners (ACFE) and of the International Compliance Association (ICA).

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Christos Ttiniozou

Managing Director at Complytek

With over 20 years of experience on custom software development we deliver the most reliable custom software solutions that match the unique requirements of our customers. We are a recognized leader providing high-impact RegTech Solutions for Banks, Financial Institutions, FOREX, Card Issuers, Payment Providers, Hospitals/Clinics, Law, Fiduciary and Accounting firms. 

Specialties: Enterprise Risk & Compliance Management, Anti Money Laundering - Know Your Client (risk based approach), Transaction Monitoring/Screening for AML, Fund Administration, Fund Management, Corporate Secretarial, Time & Billing for Accounting/Auditing offices, Hospital Solution, Property Management Software.

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George Apostolides

Head of Compliance and Anti Money Laundering Compliance Officer at Eurobank Cyprus Ltd 

George Apostolides is the Head of Compliance and Anti Money Laundering Compliance Officer at Eurobank Cyprus. George has extensive experience in the area of Banking for Anti Money Laundering and combating Terrorism Financing, Implementation of Financial Sanction Programs and Regulatory Compliance. George is approved to head the Compliance Department of the Bank by the European Central Bank. Prior to his career as a Compliance Officer, George was involved in the area of auditing holding a senior position in the Internal Audit Department of Eurobank Cyprus and as a External Auditor for a Big4 firm. He holds the professional qualification of a Charter Accountant (ICAEW) and the Russian Sanctions Risk Management Specialist certification (K2-Integrity).


Faisal Islam

Principal at Paradyne Consulting 

Faisal has over 20 years working collaboratively with cutting edge financial services providers alongside chief compliance officers and executive leadership to optimize their FinCrime, AML/CTF and RegTech programs. He assists Product, Innovation and GTM teams to develop advanced AML technologies for PSPs, EMIs, crypto and bank clients. He works with client compliance teams to ensure that the compliance program requirements are being met through continuous product iteration, training and development. Since 2017, Faisal has been an instructor at ACAMS and has instructed ACAMS certificates and CAMS certifications. He has also co-written the AML cryptocurrency CCAS, CAFCA and virtual currency certificates.

Yiannis Pettemerides
Peter Theunis
Christos Ttiniozou
George Apostolides
Faisal Islam
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