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OUR SPEAKERS
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Robert Courtneidge

Payment Industry Expert

Robert Courtneidge is valued and respected industry expert in the emerging payments industry.  He is working with a number of businesses assisting them on their strategy and products using his 30+ years legal experience to give them practical and innovative solutions. He is co-author and Editor of The PAYTECH Book 2020. He was co-founder of the Prepaid International Forum and has worked with the Emerging Payments Association since it was founded.

He has been regularly featured in the prestigious Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments.  As a lawyer in payments he was voted in the top 10 in the world by US publication Paybefore in 2015 being the only European in the list. As a lawyer he has worked closely with The Payments Services Regulator, HM Treasury, UK Finance and Financial Conduct Association, in the UK as well as other compliance and industry bodies globally. Robert has deep expertise in electronic money and payment services and is highly skilled in all aspects of payment services including consumer protection, banking regulation and compliance, and AML/CTF. Robert is highly active on the conference front regularly chairing and moderating events as well as speaking on issues facing the European Payments’ Industry including laws relating to blockchain, digital assets and Central Bank Digital Currencies.

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Andrew Doukanaris

Chief Executive Officer at Flotta Consulting Ltd

 

Andrew has been at the heart of the digital payments transformation for almost three decades, holding senior roles in issuing and acquiring with Chevron/Texaco, Visa Inc., JCB Cards, and a Mastercard advisor in The Middle East - During which time has been based in Singapore, San Francisco, New York and London. 

He is a Fintech mentor/board advisor at Level39 in London and the former CEO and Chairman of multinational QR code payments Pomelo Pay. In January 2022, Andrew was appointed CEO of Blukite Network - an Open Banking network with revolutionary patented technology.

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Michael Diamantoulis

Chief Compliance Officer at epay a Euronet Worldwide Group Company 

 

Holder of supervised and/or c-suite positions (CCO, CRO, MLRO), Michael has worked throughout the banking as well as the payments sector, by starting-up and running control functions, organising 2nd lines of defence and setting-up strategies and policies, mainly Risk, AML and Compliance related. Michael has supported the obtaining of payment institute and e-money licensing, the receiving of card association principal memberships and the completion of funding (investment) rounds. He represented the e-money sector through-out Greece's latest National Risk Assessment. Michael believes in risk mitigation through a balanced, proactive, and transparent approach and enjoys infusing positivity and trust into workplaces.

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Jovi Overo

Managing Director at Unlimit BaaS

Jovi Overo has over 20 years of experience across Fintech, Payments, Banking and Lending-as-a-Service space. Currently, Overo serves as Unlimit's BaaS division's Managing Director and is responsible for conceptualising and establishing innovative BaaS solutions from inception to fruition, spearheading the expansion of this new product for the company.

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Tony Craddock

Director General at Payments Association

Enthusiastic leader of the world’s most influential trade association in payments, a lively public speaker and avid networker, Tony is passionate about payments and the difference it can make to lives everywhere.

Tony shares his knowledge derived from 20 years in payments and his evangelical zeal for innovation when speaking and chairing conferences, publishing books and white papers, or enrolling payments leaders to join The Payment Association’s collaboration network.

Tony frequently invests in early-stage payments companies, helping them to win in a highly competitive payments ecosystem. He founded The Payments Association in 2010 to promote the UK as global hub for payments innovation and the interests of its 250+ members in the UK, EU and Asia, which include banks, card schemes, PSPs, issuers, processors, acquirers and legal experts, who all come together to drive collective industry change.

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Kostas Apostolidis

Incoming & Outgoing Payments Manager, Treasury at OTE Group of Companies (HTO)

Konstantinos V. Apostolidis is an accomplished Greek professional with extensive experience in business management within the telecommunications industry. He is currently the Senior Manager Incoming & Outgoing Payments for OTE Group Treasury, handling treasury operations for 13 subsidiaries in Greece. He has demonstrated expertise in payments, cash flow, budgeting, project implementation, and team building.

He has a Business Administration degree from Aristotle University of Thessaloniki, an MBA in Telecoms from Athens University of Economics and Business and a Master’s in Management from Vrije Universiteit Brussel (with Distinction).

Konstantinos Apostolidis combines strong leadership and financial expertise with a dedication to enhancing operational efficiency and achieving long-term business success.

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George Mitris

Head of Digital Channels & Cards at Optima bank

 

George Mitris is an accomplished professional with a robust background in the banking industry. With a proven track record of driving large scale projects in the areas of payments & digital banking, George brings a wealth of experience and expertise to his current role as Head of Digital Channels & Cards at Optima bank.

He is highly skilled in strategic planning, business process re-engineering, team leadership and has a passion for leveraging cutting-edge technology to solve complex problems. 

He is perpetually inspired by innovation and audacious, creative ideas that can propel the world forward.

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Emilios Markou

Co-Founder and Executive Director at Hellas Direct

 

Emilios Markou is the Co-Founder and Executive Director of Hellas Direct, a digital-first, full-stack insurance company, empowered by cutting-edge technology and artificial intelligence. Founded in 2012, Hellas Direct is a leading player in the central and southern European insurance markets today, serving over 1,000,000 customers with EUR 200 million of premiums underwritten.

Prior to Hellas Direct, Emilios was a Director in the European Financial Institutions team at Barclays Capital and an Executive Director at the Goldman Sachs Investment Banking Division. A former strategy consultant with McKinsey & Company, Emilios advised various European, US, and Asian clients on numerous strategic issues in insurance, banking, energy, and transportation.

Over the past few years, Emilios has privately invested in several different ventures, focusing on angel financing and the strategic use of technology in the financial services and healthcare space. He has held advisory roles and participated at the Board level across multiple start-up companies.

Emilios graduated with a BSc (Hons) in Computer Science from the University of Manchester, an MSc in Actuarial Science from City University, and an MSc in Finance from London Business School. Emilios is a Fellow of the Institute of Actuaries (FIA) in the United Kingdom and an Endeavor Global Entrepreneur. Emilios and his co-founder, Alexis, have been honoured with the prestigious EY Entrepreneur of the Year™ Award 2022 in Cyprus.

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Patrik Havander

Head of Money Movement Solutions, Nordics & Baltics at Visa

Patrik has a long and extensive experience in corporate banking prior to joining Visa in 2022. He has been leading Nordic and international teams for Nordea, SEB and Danske Bank. Focus has been on the Transaction Banking landscape, where he has earned a strong reputation for his strategic vision and commercial development expertise. He has been very engaged in the international bank to bank community in various boards and partnerships. He is member of the Board of Directors in BAFT.

He has a track record of strategy, sales excellence, crossed new frontiers in service and concept development and in online banking services. Patrik is well-known for his success in developing industry leadership within financial services. He has a wide-ranging and well-established network throughout the banking business, nationally and internationally. Over the years, Patrik has appeared as a speaker and panelist at numerous industry events. 

Patrik is a graduate of Lund University and holds a Bachelor of Science.

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Makis Malioris

Technology & NSP Operations Director at Worldline  

With over a decade of experience at Cardlink, Makis is currently leading the technology and operations strategy and execution for one of the leading payment services providers in Greece, in which he has played a pivotal role, driving innovation in payment services and products. With over 15 years of experience in the fintech industry, Makis has built a deep understanding of the market dynamics, customer needs, and regulatory challenges that shape the future of payments. Prior to this, he worked at First Data International, where he transitioned from software development to Product Development, spanning the Greece to EMEA region. Maki’s experience includes more than 10 years in core banking systems, where he rose to the position of Technology Deputy Director in Greek banks. Now, as a member of the Worldline Discovery Hub, a global network of experts and innovators, he is exploring and experimenting new payment technologies and trends, like blockchain, digital assets, tokenization, digital identity and more.

Passionate about leveraging transformative technology and driving innovation to create value for all stakeholders with a mission to make payments faster, easier, safer, and more accessible for everyone to the web3 era and beyond.

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Panagiotis Tournavitis

CEO at Cooperative Bank of Karditsa

Panagiotis (Panos) Tournavitis is the CEO and Executive member of the Board of Directors of Cooperative Bank of Karditsa. He is also Vice-President of the Board of Directors and a member of the Executive Committee of the European Federation of Ethical and Alternative Banks (FEBEA). He is a member of the Task Force on Cooperative Affairs in the European Association of Co-operative Banks and a member of the Business Development and IT Steering Committee in the Association of Cooperative Banks of Greece. He holds an Electrical and Computer Engineering Diploma from the Aristotle University of Thessaloniki (AUTH), Greece, and an MBA from the National Technical University of Athens (NTUA), Greece. His key competencies include Social Finance, Microfinance, project management and sustainable development. He is actively participating in many committees and has highly invested in Greece's social finance and financial literacy agenda, through ongoing EU projects and policy fora.

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Panos Papavassiliou

Founder & CIO at finker – Open Banking Solutions

 

Panos is a seasoned fintech professional with extensive experience in delivering Open Banking solutions and fostering collaborations between banks and fintech firms. Registered as a Third Party Provider (TPP) by the Bank of Greece, Panos helps firms understand the impact of the revised Payment Services Directive (PSD2) on their strategies and provides the necessary technology tools to make it easy, safe, and reliable for people to connect their financial data to apps and services.

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Peri Katana

LL.M, CFE, Compliance & Risk Expert at OTE Group

Peri Katana is a Compliance & Risk Expert at OTE Group of Companies since 2014 and has served as Vice Chair of the Board of Directors of the Association of Compliance Officers in Greece (SEKASE) during 2022-2024. She has 10 years of professional experience in compliance and corporate risk management with a specialisation in technology and insurance industry.

She holds a Law degree from Aristotle University of Thessaloniki Greece and an LL.M in International Business Law from University of London (Queen Mary). She is Certified Fraud Examiner (CFE) from the ACFE Association and has also received certificates in compliance, money laundering and fraud investigation from the International Compliance Association (ICA), from the National and Kapodistrian University of Athens, from the Frankfurt School of Finance and Management and from the Hellenic Institute of Insurance Studies. She is a certified adult trainer and has also experience as a lecturer in compliance training programs. She speaks English, French and German.

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Dimitris Litsikakis

Director at Profile Software

Dimitris Litsikakis holds a BSc in Information Technology from Piraeus University and a MSc in Project Management from Lancaster University. He worked at IBM UK as a Project Manager delivering large scale IT projects. He then joined Edenred Greece as Digital Transformation Manager where he led the entire digitalization of the company’s solution offering, issuing hundreds of thousands of prepaid cards to beneficiaries. In 2018 he was appointed Country Manager Greece, Cyprus & Malta for Revolut, the fastest growing FinTech in Europe with a $33B valuation, delivering 400% client growth. He then led the digital transformation of deVere Group, a financial consultancy with global presence with more than $12B assets under management, delivering cutting edge FinTech solutions. As the first CEO of Snappi, a joint venture between Piraeus Financial Holdings and Natech, Dimitris was paramount in the initial steps of setting up a completely new digital bank in Greece. He's now serving as Business and Services Director at Profile Software, responsible for key strategic accounts and global expansion.

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Jonny Bell

Director, Financial Crime Compliance Strategy at LexisNexis® Risk Solutions, representing Infocredit Group 

 

Jonny Bell holds commercial and strategic responsibility for financial crime and compliance portfolio for LexisNexis® Risk Solutions across EMEA & the UKI. 

With more than nine years of experience in financial services, technology, compliance risk, and strategy consulting, Bell applies his extensive project management expertise and experience to driving business profitability and maintaining effective organic growth.

Bell began his career working with top global financial institutions, focusing on horizontal functions, including risk, compliance, and technology. Following four years of consulting, he went on to work for the London Stock Exchange Group (Refinitiv), where his most recent role was head of business operations and strategy for the risk division.

Bell holds a degree in archaeology and ancient history from the University of Nottingham, where he was also athletic union president. A keen sportsman, Jonny played semi-professional rugby league with the London Skolars Rugby League.

Today Bell lives in Dubai with his wife. In his free time, he enjoys playing most sports, reading and travelling.

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Ioannis Vougioukas

CEO at Epirus Bank

Seasoned banking executive, with over thirty-five years’ experience, out of which seven c-level, in banking and NPE’s secondary industry. Currently CEO at BANK OF EPIRUS. Implementing major transformation of Bank in NPE, digital challenges and the new regulatory. Previously has held positions of great responsibility in the major systemic banks in Greece and the Balkans (NATIONAL BANK OF GREECE, PIRAEUS BANK, EUROBANK, POSTBANK, ERB LEASING BULGARIA) and in NPE servicing companies (B2KAPITAL GR, DV01 ASSET MANAGEMENT).

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Elias Pitsavos

Head of Klarna Greece

Elias Pitsavos is the Head of Greece for Klarna, the leading global BNPL provider. Prior to this position, he has been driving the go-to-market and product strategy for Klarna Payments and Klarna Open Banking from Sweden. Elias has also a long experience in the tech industry having served in several leadership roles and in different countries for companies like Ericsson and IBM.

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Gerasimos Papaleventis

Vice President Treasury - Head of Control and Monitoring at FIMBank plc

Gerasimos Papaleventis is a Banker and an Economist having 25 years of experience and progressive responsibility in the banking and finance sector. He is currently the Vice President and Head of Controlling and Monitoring of the Treasury department at FIMBank plc, an International Banking Group based in Malta, where he has been residing with his family for the last 6 years.

His previous work experience includes being in Operations and Foreign Settlements in NBG Securities Services and Beta Securities Services (Greece), where he was positioned as Head of Department in both companies. Gerasimos also delivers training and presentations to professionals and in-house staff training regarding Banking and Finance topics.

He is a Certified Securities Clearing Specialist from Hellenic Capital Market Commission, member of the Hellenic Association of Treasurers and a member of the Economic Chamber of Greece. He holds a Master II degree in Banking and Insurance Science from Université Sorbonne Paris Nord (Paris XIII). Apart from his mother tongue being the Greek language, he can also speak English and French.

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Stephanos Papadopoulos

Founder & Chief Executive Officer at Spatzia.eu

 

Stephanos is an International Trusted Advisor, Coach and Consultant to Founders Entrepreneurs, Business Owners, and International C-Level Executives. He has first-hand experience of high-pressure, fast-paced, international business environments and the opportunities and threats that these environments create for the leaders involved.

Stephanos creates a safe space for his clients, which allows them to fine-tune and increase their creativity, focus, and resolve, for what matters to them most. His work with his clients enables their growth and supports them in making bigger, better, and more confident decisions on a professional and personal basis.

Stephanos has worked in C Suite, Advisory Board and Board of Directors Level positions in strategy, finance and operations, as well as a consultant and coach in numerous industries (financial services, FMCG, retail trade, manufacturing, high tech, education, mining, construction, heavy machinery trading, automobile trade) on an international basis, in companies from start-up to mature phase, backed primarily by Family Office, Private Equity and VC funding.

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Hartwig Gerhartinger

SVP, Global Regulatory, Compliance and Enterprise Risk at Paysafe

Dr. Hartwig Gerhartinger is a dedicated payments industry professional, an expert in payment services and e-money regulation as well as in anti-money laundering legislation.

As Senior Vice President, Global Head of Regulatory and Government Affairs, Hartwig advises Paysafe on all regulatory matters, including payment services and electronic money regulations and global licensing. He has additional responsibility for governmental affairs, representing Paysafe with political stakeholders and regulatory authorities globally.

Hartwig is Managing Director of paysafecard.com, part of Paysafe Group and at the Boards of several regulated entities of Paysafe Group. He is also at the Board of Directors of the European Payment Institutions Federation (EPIF), the Payments Innovation Forum (PIF) and Prepaid Verband Deutschland (PVD). Further to this, Hartwig is member of the Payment Systems Market Expert Group (PSMEG) of the European Commission and member of that Digital Euro Rulebook Development Group at the European Central Bank.

He holds a doctorate in law and is currently a guest lecturer for e-payments law at Danube University. He is the author and co-author of numerous publications in the field of payments regulation and IT law.

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Costas Xitas

Managing Director at Chainblox

 

Costas is a seasoned financial services professional with over two decades of experience in diverse sectors like digital assets, brokerage, FX, e-money, investment banking, and asset management. He has served on the boards of multinational corporations and currently supports financial services institutions in the fintech sector, in his capacity as independent non-executive director, in addition to being the CEO and Founder of Chainblox.

Chainblox, is a leading consultancy in the Blockchain space offering, legal, regulatory, and technical advisory, technical development (smart contract audits, algorithmic design), crypto forensic analytics and blockchain education.  

Costas holds a Bachelor of Laws (LLB) from the University of Sheffield, Master of Laws (LLM) from University College London and Executive MBA from London Business School. He is a Certified Blockchain Expert from the Frankfurt School of Finance & Management, Certified Cryptocurrency Investigator from the Blockchain Institute Group and PRINCEII accredited project manager. He qualified as a solicitor in Cyprus in 2004.

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Piotr Jan Pietrzak

New Markets Lead at European Payment Initiative (EPI)

 

Piotr is New Markets Lead at the European Payment Initiative (EPI), following developments in potential new markets, as well as establishing and maintaining relations with key players at both the European and local level. He also leads regular updates of EPI’s Market Expansion Strategy.  

In managing key expansion projects and coordinating proposals for new markets to join EPI, he conducts bilateral meetings with banks, acquirers, banking associations, and central banks, while supporting the negotiation and validation of new market onboarding plans.  

Before joining EPI, Piotr worked across the financial sector in insurance (Achmea), banking (ING), software development (Opera), and payments (BLIK). He was involved in the development and launch of web and app-based products around the world, from London to Manila.  

Piotr completed the executive program at Stanford Graduate School of Business in 2022, holds a postgraduate degree from University of Tartu (MA 2012) and undergraduate degree from Warsaw University of Technology (BA 2010).

He is actively involved in mentoring young professionals as EPI works to help build the first truly pan-European payment scheme. 

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Prof. Haroula Apalagaki

Acting General Manager at Hellenic Bank Association (HBA)

 

Haroula is specialised in enforcement law (and in insolvency proceedings) and has extensive legislative drafting experience, as she has been appointed Member in various committees of the Ministry of Justice, for law amendments in civil procedure, and banking law. She has participated in numerous congresses, as Speaker, and has published a remarkable number of scientific working papers.

Haroula has a long experience, both on theoretical and practicable basis on Civil Law, Commercial Law, Banking Law, European Financial Law and Criminal Law (Financial Offences). She has also obtained a remarkable business intelligence due to her long experience in banking.

She is fluent in German and English and furthermore working knowledge of Italian.

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Athanassios Daflos

Head of Cash & Trade Services Business Development, Transaction Banking, Corporate and Investment Banking at Eurobank

 

Leading Cash & Trade solutions, with over 20 years of experience in the Banking and Financial Services Industry. He has introduced major transformative initiatives in all fields of Business Banking, and leads Eurobank Beyond Banking strategic initiatives (like Exportgate.gr and Digital Academy for Business) and the next generation services in Transaction Banking, focusing on innovative technology vectors that transform our world such as Blockchain, APIs and AI.

Has served as Director of Information Technology in Technology Companies, Technology Consultant at Scientific Organizations and Chief Information Officer (CIO) and Member of the ExCo at Eurobank Factors, supporting the company vision to achieve top-level global distinctions.

He holds a degree in Physics, MSc in Information Technology and MBA from the Athens University of Economics and Business and has been a member of numerous scientific-research projects at the University of Athens.

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Marianna Polykrati

Group Treasurer at AVRAMAR

Marianna Polykrati, recently appointed as the Group Treasurer of Avramar Group, one of the largest aquaculture groups in Europe, is a Finance leader, with extensive expertise in Treasury, Corporate Finance, and Banking. During her career, she has played a key role in the execution of complex M&A and funding transactions as well as in the financial crisis management. Her professional experience includes 16 years in Corporate Treasury as a Group Treasurer in the largest Greek market FMCG Groups of Avramar, Chipita and Vivartia and 8 years in the financial services sector Emporiki Bank in Venture Capital and Leasing, thus gaining insights from both the Corporate and the Financial sector.

She is a member of the Boardroom, a Think Tank dedicated to bridging the gender gap in the boardrooms, and a member of the Hellenic Association of Treasurers, devoted to creating a strong network and know-how exchange among Greek treasury professionals. Utilising the wealth of corporate treasury and transaction experience, Marianna’s vision is to contribute to the future development of the Treasury profession and enhance the role of the Treasurer to advance in becoming a critical business partner, leading the transformation of the role both in sustainability and as a technology enabler, supporting the adoption of technology by the local businesses and finance community with a strong focus on FinTech, AI, and Blockchain.

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George Mintzas

Head of FC AML, ABC, Tax and Functions, Europe at HSBC

George is the Europe Head of FC AML, AB&C, Tax, and Functions at HSBC, where he has worked for the last nine years. Before moving to London, George started his career at HSBC Greece in 2000, holding senior roles in the Transformation and Information and technology departments. 

George holds an MSc in Operations Management from UMIST and a BSc in Mathematics from the National & Kapodistrian University of Athens. He has also obtained the International Diploma in AML from the International Compliance Association (ICA) and the University of Manchester.

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Sotiris Agious

Financial Controlling Manager at SARKK S.A.

Sotiris Agious is Treasury Professional with over 15 years of experience in cash and payment management, liquidity management, and cash forecasting. He is currently Financial Controlling Manager at SARKK SA (the official contributor of Tommy Hilfiger and Calvin Klein in Greece, Cyprus, Romania, Bulgaria, and Moldovia).

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Nikolaos Panagiotopoulos

Chief Compliance Officer and MLRO at snappi

Nikolaos Panagiotopoulos is an experienced compliance executive with 20 years of presence in the banking and the capital markets industry serving in several banking and investment firms, trained in some of the biggest banks in Greece with specialisation in AML/CFT/KYC and Sanctions functions. He holds a BA in Statistics and Insurance Science from the University of Piraeus, he is a Certified Broker and Investment Advisor from the Hellenic Capital Market Commission and has attended numerous seminars on AML/CFT, GDPR, Audit and Risk Management.

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Panagiotis Kriaris

Commercial Director - Business Development at Unzer

Panagiotis has spent his career in the borderline between business and technology with a leadership background at an international level. 

Panagiotis brings senior expertise across Financial Services, Banking, Payments, FinTech and E-Commerce.

Innovation, Digitisation, Emerging Technologies, Strategy & Business Development have been at the center of his work and attention over the last years.

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Vassiliki Ntoupi

Senior Director, Compliance & Risk Officer at Piraeus Financial Holdings

Vassiliki Ntoupi is the Compliance & Risk Officer, Head of Compliance & Risk Unit in Piraeus Financial Holdings, the parent, listed Entity of the Piraeus Group in Greece, for the last 4 years, responsible for the Compliance and Risk framework and regulatory and legislative obligations of the listed entity with a direct reporting line to the BoD and the CEO. Very focused on the supervisory/regulatory expectations, the legislative requirements and the corporate governance and compliance and risk environment and trends of the listed entities and the Banks.

With 30 years of demonstrated experience in the Banking Sector, Vassiliki has played a major role in the areas of Economic Research, Investor Relations, Strategic Planning, Supervisory Relations, Compliance and Operational Risk Management.

Prior to the current position Vassiliki was a Director in Piraeus Bank Supervisory and Regulatory Affairs Unit, for 8 years heading major supervisory and regulatory projects and affairs and prior to that has held leading roles for 15 years in Alpha Bank in the areas of Economic Research, Investor Relations, Strategic Planning and MIS and for 2 years in ATEbank in the Strategic Planning and Investor Relations Unit.

Vassiliki has an academic distinction(1st) in Master's Degree in Banking and Finance / Athens University of Economics and Business and in Bachelor in Banking and Finance / University of Piraeus and is always open to the education and study as a way to enhance the know-how of the work and the stakeholder’s and supervisory/regulatory needs and expectations.

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Christos Barkas

Head of Fraud Detection Services Division at Eurobank (GRE)

Christos Barkas, with his extensive 18-year background in risk management and fraud detection, currently leads the Fraud Detection Services at Eurobank, Greece. His journey at Eurobank began in 2005, and over the years, he has navigated through various risk management roles, cultivating a deep-seated passion for fraud prevention. For over a decade, Christos has played a pivotal role in implementing and refining anti-fraud systems, leading skilled teams of analysts, and developing sophisticated transaction monitoring strategies.

A perpetual learner, Christos is keen on staying abreast of the latest advancements in mathematics and statistics, consistently seeking ways to incorporate these insights into more effective fraud detection methodologies. His unwavering commitment to enhancing the security of banking and payment systems is evident through his significant experience and dedication to the domain.

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Andreas Mantis

Head of Business Development & Innovation at Interbanking Systems DIAS S.A.

Andreas Mantis is the Head of Business Development & Innovation at Interbanking Systems DIAS S.A. 

His work experience includes Alpha Bank where for 14 years, he covered areas such as Retail Banking, International Network and from 2019 as Head of Merchant Acquiring, worked intensively for the development of electronic payments in Greece, focusing on eCommerce. 

In addition, he led the business and commercial workstream and actively participated in the due diligence team as a member of the strategic taskforce for the carve-out process of the merchant acquiring sector and the creation of Nexi Payments Greece, assuming the position of the Chief Business Officer until December 2023.

Andreas is an active member of the European Mobile Payment Systems Association (EMPSA) working group and holds a ΒSc degree in European Business and an MA in International Business Economics, both from Anglia Ruskin University.

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Tolis Angelakopoulos

Country Manager at Ria Money Transfer

Tolis has more than 20 years of experience in the money transfer industry, holding different positions in some of the top money transfer providers. He started his career in 1999 when he first joined Western Union and since October 2021 holds the position of the Country Manager of Ria, in Greece.

Moreover, he has used his skills and experience to provide consulting services to Greek companies that were interested in applying for a Payment Institution license.

Working in a highly competitive environment, Tolis has developed his passion for data analysis skills that are considered more than valuable to improve the company's performance.

Living his every day with the quote "Never Stop Learning", Tolis has decided to apply for the Hellenic Open University in Business Administration."

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Christina Apostolou

Head of Mobile Banking at Eurobank

Apostolou Christina, with more than 18 years of experience in the banking sector, has established a sterling reputation as a leader in digital mobile services. As the Head of Digital Mobile Services, has been a driving force behind the design and execution of numerous digital projects, contributing to the trajectory of modern banking. Her expertise lies in crafting roadmaps for new products and services, overseeing e-Banking and Mobile Banking projects, and championing the introduction of innovative financial solutions.

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Socrates Maanian

Chief Risk and Compliance Officer at Worldline

Socrates Maanian is the Head of Compliance at Worldline Greece S.A. (previously Cardlink One S.A) where he has worked for the past 4 years. Prior to this role, Socrates worked for Western Union in Southern Europe as Chief Digital Officer and Head of Payments and e-Business, and Chief Technology Officer.

Socrates has a Master of Arts in International Relations and Political Science from Landegg Academy in Affiliation with University of Maryland, a Master of Science in Computer Systems Design from the University of Dublin, a Master of Philosophy in Electronic Automation from National and Capodistrian University of Athens and a Bachelor of Science in Physics from National and Capodistrian University of Athens.

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Konstantinos Maragkakis

EEA CEO at Paysafe Payment Solutions Ltd

Konstantinos is a business executive with more than 17 years experience in corporate governance and operational management in highly regulated sectors in the EU related to e-platforms and digital businesses in-house or as consultant.

In 2018, Konstantinos was appointed as the EEA CEO of the eCash EEA business entity of the Paysafe Group and currently, as CEO of Paysafe Payments Solutions Ltd Konstantinos is managing the Digital Wallets, Issuing, and Acquiring division in the EEA ensuring that the Group’ attains its growth goals successfully and in line with the broader EEA regulatory framework.

Konstantinos is managing various EEA initiatives in embedded finance as well as payments services to create digital wallets ecosystems for merchants and consumers in crypto, games of chance, travel, gaming etc.

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Nassos Pavlidis

Director of Transaction Banking Solutions at Alpha Bank

 

Nassos is a banking expert with over 24 years at Alpha Bank, where for the past 10 years he leads Transaction Banking Solutions, managing products like payments, cash management, trade finance, FX, and wholesale deposits both on the product as well as the business side.  He has over 20 years’ experience  in treasury products, heading client market risk solutions in fx, interest rate and commodities markets, as well as the issuance of corporate debt and the structuring of investment products. He holds an MSc in Financial Management and a BA in Business Studies.

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Fabian Meyer

Managing Partner at CORE SE

Fabian Meyer is Managing Director in Switzerland and a member of the board of CORE SE - a European technology think tank based in Berlin. As an expert in payment services and FinTechs, he is responsible for large projects with renowned clients in the financial sector in the DACH region and the United Arab Emirates. He has several years of consulting experience in the banking sector and in transformation engineering.

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Manos Valsamakis

Treasury Manager at Kaizen Gaming

Manos Valsamakis is the Treasury Manager at Kaizen Gaming, Greece's leading GameTech company and one of the fastest-growing globally. With over 12 years of experience in treasury roles at international tech companies such as PeopleCert and LG Electronics, Manos specializes in cash and liquidity management, banking relationships, treasury controls, process optimization, and implementing treasury operations in new markets to support global expansion.
Manos holds an MSc in Financial Economics from Erasmus University of Rotterdam. He currently serves as the Co-Head of the Cash Management & Treasury Infrastructure Working Group for the Hellenic Association of Treasurers (HAT).

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Ani Filipova

Founder and CEO at Change Advisory

Ani has been an international banking executive for over 20 years. She was involved in the original setup and ongoing management of three banks, including Citibank in Bulgaria.

Ani’s career took her to Bucharest, London, Singapore, and Hong Kong. Between 2015 and 2021, she was the Regional Chief Operating Officer for Citibank Treasury and Trade Solutions in Asia, covering 16 countries, including India and China. Ani’s focus was on transformation, digitisation, and culture change. They won Euromoney Best Bank for transaction services three times during this period; and won various categories of the Global Finance Best Digital Bank awards each year since 2017.

In April 2021, Ani decided to leave her high-flying job and try something different. Leaving Hong Kong, Ani relocated to Athens to build a “portfolio career,” running a “portfolio” of activities: board director, change advisor, investor, career coach, lecturer, podcast host, and speaker.

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Matthew Muscat

Solution Lead at ComplyRadar

Matthew Muscat brings over 8 years of technological expertise in compliance solutions, serving as the Solution Lead for ComplyRadar under the FinTech arm of Computime Group. He is currently leading a solution team focused on developing a cutting-edge, real-time transaction monitoring compliance solution that leverages advanced AI techniques. With a strong background in developing innovative solutions to enhance regulatory compliance and fraud detection, Matthew brings a wealth of knowledge and experience to this field.

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Ana-Maria Vasile

Director, Head Of AML/CTF/SAN Compliance Division at CEC Bank

Ana-Maria Vasile, CAMS-RM, IRMCert, has a broad expertise on Anti-Financial Crime and Enterprise Risk Management, with 15 years of practical experience in the financial services industry and bringing a specialised educational background in this respect. Currently, she is the Chief Compliance Officer at CEC Bank Romania, coordinating the overall Regulatory, Compliance Risk Management, AML/CTF and Sanctions Compliance activities within the bank.
As part of her experience, Ana was involved in the implementation of global policies and internal controls for the prevention of financial crime risks related to TBML, including the development of a one-of-its-kind in-house monitoring application for Trade Finance transaction monitoring within Commerzbank AG.
Prior to joining Commerzbank, Ana was a Manager in the forensic practice of Deloitte, her focus areas and responsibilities being related to delivering projects on the implementation of ML/TF risk management programs in financial institutions, targeted financial sanctions, FATCA implementation, fraud and money laundering investigations, fraud detection, transaction monitoring for various financial products, funds tracking, assessment of AML/CTF compliance activity within financial institutions and implementation and assessment of AFC/Sanctions/Ethics and Compliance programs.
Additionally, she also has extensive experience in the country risk assessment practice, as she was a subject matter expert in the ML/TF National Risk Assessments projects for Lithuania (2015) and Latvia (2016).

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Vangelis Tsekrekos

Head of Regulatory Compliance & Control Group Compliance at Piraeus Bank

Mr. Evangelos Tsekrekos is Senior Director in Group Compliance of Piraeus Bank, responsible for Regulatory / Financial Markets & Investment Compliance and Group Controls. He has been in charge of Compliance for Praxia Bank, where he has worked extensively on compliance topics in a digital environment. He has been the Head of Compliance at the Hellenic Financial Stability Fund (HFSF), were he handled internal compliance matters as well as topics related to the internal control system and the corporate governance of the Greek systemic banks. Mr Tsekrekos has served for several years as Head of Compliance at BNP Paribas - Athens Branch, responsible for all BNP Paribas activities in Greece. In parallel, he was a member of the BNP Paribas Executive Management Committee in Greece and of the CIB Continental Europe Compliance Committee.

He was the BoD Chairman, of the Association of Compliance Officers (ASCO-Greece), for the period 2016-2022. Mr Tsekrekos holds a law degree from Aristotle University of Thessaloniki; he is member of the Nafplio Bar Association, specialized in regulatory compliance in the banking and investment services sector. In addition, he holds an MBA from the Athens University of Economics and Business and an MSc in Communication from UCL (Belgium) and from the Communication and Media Department of the Law School of the National and Kapodistrian University of Athens. He is certified Compliance Officer by the Hellenic Banking Association and by the International Compliance Association. Furthermore, he participated as writer in the “Compliance & Ethics” edition of the publishing house “Legal Library” (Νομική Βιβλιοθήκη).

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Tatiana Giemelou

Head of Embedded Banking at National Bank of Greece

Tatiana Yemelou is Head of Embedded Banking at National Bank of Greece since 2021. She started her career in banking in 2001, at Citibank in Branch Network and Product Development. In 2015, he joined Alpha Bank as Head of International Sector, taking over Albania, Romania and Cyprus. She holds a Bachelor's degree in Business Administration (MBA) and a Bachelor's degree in Economics.

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Dimitris Kontos

Deputy CIO, Head of IT Solutions Department at Cepal Hellas 

Dimitris holds a BSc in Informatics from University of Economics and Business, a BSc in Business Administration from Hellenic Open University and a MSc in Information Technology from University of Piraeus.

With over 20 years of hands-on experience as a Technology Solutions delivery lead for various projects in financial service sector across Europe, Dimitris is a visionary leader dedicated to delivering high-impact software solutions that align with business objectives and exceed client expectations.

During his career he has worked in various projects for all Greek systemic Banks, in Greece and abroad, due to his previous managing roles.

As Deputy CIO and Head of Information Technology Solutions in Cepal Hellas, he has a proven track record in strategic planning, enterprise integration, and CRM development, and is committed to fostering a culture of continuous improvement and technological advancement. Dimitris is known for his ability to bridge the gap between technology and business, leveraging his extensive experience to inspire teams, streamline operations, and drive digital transformation.

His leadership style emphasizes collaboration, global thinking, and effective communication, making him a trusted advisor and influential thought leader in the industry.

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Dimitris Gerostathis

Director of Products and Solutions (APMEA) at Mastercard

Dimitris Gerostathis is leading Mastercard's Products and Solutions for Greece, Cyprus, and Malta for over 6 years. His domain spans Core and Commercial products, Digital payments, Cybersecurity, and Transfer solutions, with a focus on advancing Mastercard's Cards portfolio, digital acceptance and ensuring top-tier security, convenience and user experience in the Greek cluster.

With over 15 years of experience in banking, Dimitris has extensive expertise in Card Business Development, e-Commerce, and digital payments, and was a pioneer in introducing mobile payment solutions in Greece. He holds an International MBA and a BA in Business Studies from the University of Glamorgan, Wales.

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Gerry Kounadis

Director – Head of Group Data Privacy, Technology & ESG Compliance Advisory Division at National Bank of Greece

Gerry is the Head of the Group Data Privacy, Technology & ESG Compliance Advisory Division at the National Bank of Greece (NBG), one of the largest financial institutions in the country. He has over a decade of experience in both conduct and digital regulation, covering a broad scope of frameworks and a wide range of financial products and transactions. He has implemented compliance, regulatory, conduct, and privacy risk management frameworks and capabilities. He also focuses on developing responsible AI and anti-greenwashing compliance frameworks. He holds a Master of Laws (LL.M.) in Finance from the Institute for Law and Finance (Goethe University Frankfurt am Main) and a Master of Science (M.Sc.) in Capital Markets, Regulation and Compliance from Henley Business School. Gerry's professional experience includes serving as a legal and regulatory expert for large financial institutions and a former senior manager in the risk advisory practice at Deloitte. He holds the Certified Information Privacy Professional/Europe (CIPP/E), COSO Internal Control (IC), and Enterprise Risk Management (ERM) certificates. He is also a former instructor at the Hellenic Banking Institute and a frequent contributor to financial law, regulation, and compliance publications.

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Dominic Haussmann

Specialist Solutions Engineer at Cloudflare

Dominic Haussmann is an experienced IT security expert with over 15 years of experience in IT security. His expertise spans various areas, particularly in IT and network security. Before joining Cloudflare, he gained valuable experience at renowned companies such as CrowdStrike and Fortinet. At Cloudflare, his focus is on advising clients in the area of Zero Trust, a modern security strategy based on strict access controls. He possesses a comprehensive understanding of the current threat landscape and is dedicated to helping companies strengthen their security infrastructure and effectively defend against cyberattacks.

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Valia Babis

Advisor to the Governor at Bank of Greece

Valia Babis is Advisor the Governor at the Bank of Greece specialising on innovation and digital finance.
From 2017-2020, Valia was Legal Counsel at the Bank of England, advising on highly technical aspects of banking regulation and supervision.
From 2014-2017, Valia qualified and worked as solicitor in Magic Circle law firm Allen & Overy in London. She holds a PhD in Law from the University of Cambridge and was elected Research Fellow in the University of Cambridge from 2013-2016. Her research has won international awards and has been published extensively. Prior to pursuing her PhD, Valia obtained a first-class Master's in Commercial Law (LL.M.), also from the University of Cambridge. She obtained a first-class Bachelor’s in Law (LL.B.) from the University of Athens.
Valia is a qualified Solicitor in England and Wales and a qualified Lawyer admitted to the Supreme Court in Greece.
She speaks fluent Greek, French, German and Italian.

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Valia Varzaka

Director, Forensic-Anti Financial Crime Advisory at KPMG in Greece

Valia is Director in Forensic Advisory Services at KPMG Greece. She has worked for over 28 years in large financial institutions in Greece as a Compliance officer and Internal Audit head.

Before joining KPMG, she was the founder and managing director of a consulting firm providing relevant services to audit and legal firms, banks, payment institutions, credit servicing firms, microfinance institutions and other regulated entities, leading complex financial crime investigations, developing and implementing robust AML and fraud prevention programs tailored to client’s specific risk profiles, providing expert guidance on regulatory compliance challenges and assisting clients in their licensing process.

Previously, she was Director and served as MLRO & Group Coordinator at one of the four Greek systemic banks, assigned by the BoD the responsibility, among others, for the design and implementation of the AML/CFT/Sanctions compliance programs for the bank and the group entities.

Valia also participated as a representative of the Greek banks in the financial sanctions experts’ group of the European Banking Federation in Brussels and the “SMART Group” of Oracle US Financial Crime experts group.

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Demetrios Tseas

Senior Cryptocurrency Consultant at Infocredit Group

Demetrios Tseas is a strategic and analytical financial services professional with deep expertise in blockchain and cryptocurrency risk management, regulatory compliance, and virtual asset services. With over two decades of experience, Demetrios has led global initiatives in crypto risk assessment and regulatory engagement, notably influencing digital product strategies at Mastercard, contributing to pioneering regulatory projects with bodies like the U.S. FDIC, and consulting for international companies such as Infocredit Group.  He holds an MSc in Digital Currency and is a Certified Anti-Money Laundering Specialist (CAMS), with additional certifications in crypto risk, gaming compliance, and blockchain analytics.  In an evolving crypto and blockchain landscape, Demetrios regularly contributes to industry discussions through speaking engagements and blog publications on topics such as global VASP risk assessments, risk mitigation strategies, challenges in DeFi and best practices in crypto education for diverse audiences.

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Tasos Michas

Product Manager, Payments at Novibet

Tasos Michas leads the payments product at Novibet, overseeing payments across multiple markets worldwide. With significant experience in the iGaming industry and a solid background in payment operations, he shapes the payments vision, strategy, and roadmap, prioritising market trends, innovative solutions, and automation.

With a foundation in mathematics and statistics, Tasos takes a data-driven approach to product development, fostering collaboration between product, operations, and engineering teams. His combined experience in both traditional payment methods and recent advancements in digital payments provides him with valuable insights into the evolving challenges of the payments industry across more than three continents.

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Lefteris Economides

Product Director at Plum Fintech

Lefteris Economides is an experienced product management leader with extensive expertise in fintech. Currently serving as Product Director at Plum Fintech, Lefteris leads product domains focused on user onboarding, payments and ledgers, fraud, and treasury operations, with the mission of helping people across the UK and EU grow their wealth. Throughout his 15+ year career, he has successfully built and scaled business domains and teams at companies like Beat (Free Now), Tripsta, and Alpha Bank, leading innovation in various areas of financial services. His proven track record in managing cross-functional teams, driving strategic projects, and launching impactful digital products positions him as a valuable contributor to a variety of fintech or tech-driven initiatives.

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Jeremy Boles

Head of Fintech Sales & Partnerships at Cambrist

Jeremy Boles leads the fintech business development at Cambrist. He has been part of the team who are "Organising The World's Payments Data" since 2021. Prior to that he has worked across the spectrum of fintech businesses, including a blockchain for capital markets solution, an insurtech platform, a large fintech investor, and held a leadership position in a fintech marketing agency. His current focus is to helping harness the value of rich data across the card payments industry.

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Stella Ioannidou

Financial Market Infrastructures Policy and Oversight - Financial Market Infrastructures and Payments Department at Central Bank of Cyprus

Stella is a Fellow Chartered Accountant by background, with expertise in engagements covering financial audit, corporate finance and equity analysis.

Her extensive professional career at the Central Bank of Cyprus and at the European Central Bank is in the area of payments and markets. Stella participates in various EU fora, while chairing and coordinating national stakeholder groups. She has acquired a holistic view with respect to: (1) financial market integration in the euro area, with focus on retail payments and securities policy, as well as collateral management harmonisation initiatives, (2) oversight of different types of financial market infrastructures, payment instruments, schemes and arrangements, and (3) Eurosystem work-in-progress for the potential issuance of a digital euro.

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Rene Plank

Deputy Head of Unit at European Commission - DG Competition, Antitrust Payment Systems

René has a long and extensive experience in antitrust enforcement at the European Commission’s Competition Directorate-General. He has worked in State aid policy and antitrust in financial services before joining the antitrust payments unit as deputy head of unit. He developed a strong track record in applying EU antitrust rules in the payments sector. He has been leading multinational teams on a variety of issues, including the Apple Mobile Payments investigation. René is a graduate of Vienna University and holds an LL.M in International Business Law from the University of London (Queen Mary).

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Alexandros Pappas

Chief Experience Officer at Novibet

Alexandros Pappas is the Chief Experience Officer at Novibet, where he oversees product vision and strategy, enhancing user experience through innovative solutions. With over twenty years of leadership in high-tech sectors including GameTech, FinTech, and e-commerce, Alexandros has a significant track record of spearheading ambitious product strategies and driving significant product advancements.

As an executive at the intersection of product management and technology, Alexandros brings a wealth of knowledge to achieving harmony between product and engineering teams, along with best practices for fostering effective communication and seamless collaboration. Holding a PhD and MSc in Artificial Intelligence, and having extensive professional experience in delivering AI solutions, Alexandros has valuable insights for navigating the challenges of digital transformation in the AI-driven landscape.

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Nicoletta Kouvara

Managing Partner of Aptus Legal

Nicoletta Kouvara is a multidisciplinary corporate and commercial lawyer with over 20 years of experience. She is the Managing Partner of Aptus Legal, having previously served as a Partner at a top-tier law firm in Cyprus and as the Global General Counsel for a multinational technology conglomerate.

Nicoletta advises multinational corporations, financial institutions, investment firms, software development companies, and fintechs on a wide range of corporate, regulatory, and commercial matters. With a strong track record in cross-border mergers and acquisitions, high-value joint ventures, and fundraising rounds, her experience also extends to negotiating high-tech and commercial transactions involving technology, intellectual property, data privacy, and cybersecurity. Specialising in the financial services and technology sectors, Nicoletta provides comprehensive advice on licensing, compliance, and reporting under EU legal framework.

Throughout her career, Nicoletta has consistently received acclaim and recognition in international legal directories such as Legal 500, Chambers & Partners, and IFLR1000, for her expertise in Corporate, M&A, Capital Markets, and Banking & Finance. Nicoletta holds an LL.B in European Legal Studies from the University of Canterbury, UK, an LL.M from Queen Mary, University of London, a Certificate in International Law from the University of Amsterdam, and a Certificate from MIT Sloan Business School in Sustainability Strategy: Technology & Management.

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Fani Pedoulou

Head of Sales at TFI Markets 

Fani is a KPI expert with over 17 years of experience at TFI MARKETS, a leading global financial institution. She has been instrumental in driving growth and elevating the company’s brand. She is responsible for monitoring, analyzing, and communicating key performance indicators. Fani plays a key role in assessing the financial viability of new business ventures. She manages a vast portfolio of corporate clients, including regulated investment firms and EMI’s.

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Vassilios Kotoulas

Chief Financial Officer at Chalkis Shipyards 

Vassilios Kotoulas is a CFO with vast experience in setting up financial systems and processes fully aligned with the corporate business plan, achieving seamless and efficient cooperation with all business functions through setting clear targets and KPIs. Focused on providing value to all stakeholders (Commercial, HR, Production, IT, Logistics) through detailed forecasting and reporting, leading to optimum decision-making and strategic planning. Throughout a 20year career, he has been instrumental in optimising processes and achieving all statutory and corporate deadlines, selecting, coaching and managing teams, establishing professional links with chartered accountants and auditors, handling numerous audits from Tax Authorities, conducting due diligence audits and managing the full cycle cash-flow efficiently.

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Sofia Galatoula

Deputy Branch Director, tbi bank Greece

Sofia Galatoula is the Deputy Branch Director at tbi bank EAD - Greece, responsible for overseeing all the Retail Banking activities including product development, customer experience, business partnerships and sales. Since joining tbi in August 2021, she has played a pivotal role in the establishment of the Greek branch focusing on launching of the BNPL solutions and optimizing operational processes. As Head of Products, Sofia has successfully led the development of customer journeys related to embedded finance solutions and the launch of the mobile app, significantly enhancing customer engagement and satisfaction.

Sofia brings over a decade of experience from her tenure at PwC in both Consulting and Audit services, where she was involved in large-scale projects that included technology-driven initiatives, reorganizations, risk management, business planning, process optimization and corporate governance. She has worked across various industries including retail and consumer, manufacturing, shipping and telecommunications. In addition, Sofia has experience in OPAP, where she led multiple cross-functional projects focused on business development. She holds a Master’s degree in Information Systems Management from the UK, is ACCA certified, and has a Bachelor’s degree in Economics.

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Stavroulla Karagianni

CISO and Head of Protection & Resilience at Allianz Greece & Cyprus 

Ms. Karagianni is the CISO and Head of Protection & Resilience at Allianz Greece & Cyprus. She has more than 12 years of experience in the field of Information Security, Business Continuity and Risk Management; she has "served" as an information security consultant in 2 of the 4 largest consulting companies in the world. Furthermore, she has taught "Crisis and Disaster Management" as a visiting professor at BCA College, in undergraduate and graduate programs. In her many years of experience she has worked on projects in a multitude of organizations, including the largest Financial Institutions, Insurance Companies and Telecommunications providers in Greece and abroad.She is a professional with a strong background in providing support to organizations on developing and strengthening information security architecture and operational resilience, Privacy and data protection, Security Strategy and Governance, secure development of information systems, implementation and application of international standards (ISO 27001, PCS / DSS), crisis and emergency management as well as the continuity of IT services.

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George Chalikias

Chief Financial Officer at Provet SA 

George Chalikias is an experienced Corporate Finance Executive with extensive practice as Finance Lead, solid commercial sense and restructuring know-how. Engaged with and led many cross departmental and cross entity projects, possessing strong personnel management skills. George is the CFO at  Provet SA, Athens, since 2022-and a BoD member, reporting to the CEO and the Chairman of the Board of Directors.

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Gary Palmer

President, CEO & Chairman at Payall Payment Systems

 

Gary’s the founder and CEO of Payall Payment Systems – the company has built first-ever end-to-end infrastructure for the cross-border ecosystem with breakthrough software for originating institutions, central banks, payment networks and operators, currency traders and liquidity providers as well as clearing institutions and correspondent banks.  Capabilities have transformed this high-risk, opaque and inefficient $160 T payment category into a safe, efficient (fast and low cost), transparent and inclusive product that any bank, financial institution, EMI, PI or other regulated entity can offer that’s safe, profitable and delights customers. 

Gary’s career in banktech, regtech and Fintech began in 1996 when he co-founded WildCard Systems, the first-ever purpose-built Visa and Mastercard prepaid card issuing platform and some have called the “first Fintech”.  WildCard pioneered public APIs to integrate with non-issuers in support of alternative distribution channels for consumer, business and government-funded cards.  EFunds acquired WildCard Systems in 2005 for $262 million. 

After the sale to Efunds Gary was EVP of global strategic business development, reporting to the Chairman and CEO.  Gary was on the executive team that sold Efunds to Fidelity National Information Services (NYSE: FIS) for $1.8 billion in 2007 – double the value of Efunds from the WildCard purchase. 

Gary also co-founded and provided funding to Adaptive Payments in 2010 which pioneered 24x7 real-time payments between banks across the PIN debit or EFT networks. Mastercard acquired Adaptive Payments in 2015 and the company’s tech became the foundation for Mastercard Send. 

In 2010 Gary received the prestigious Prepaid Industry Achievement Award and he’s an inventor (U.S. patent 9,183,549 issued Nov 10, 2015) for a system and method of secure payment transactions.

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Theo Skagias

CFO and Procurement Director at TH.C.SKAGIAS S.A. (SKAG)

 

Theo Skagias pursued his academic studies in the UK, earning a BA in Business Economics from Swansea University, followed by an MSc in Management with a focus on Marketing. 

After completing his education, he remained in the UK, gaining valuable experience as an events and marketing coordinator.

Upon returning to Greece, Theo took on key roles within SKAG, initially leading the exports department before advancing to Chief Financial Officer (CFO) and Procurement Director and also as an integral part of the company’s leadership as a member of the board of directors.

In addition to his work at SKAG, Theo serves as Vice President of the board of S.E.V.A. and is a member of the Deontology Committee at ELLA-DIKA MAS (Essentially Greek). He has also previously been a member of the board of directors at the Arab-Hellenic Chamber of Commerce. His professional achievements have been recognized, as he is listed on the prestigious CFO 100 Powerlist, published by Boussias Communications.

Michael Diamantoulis
Jovi Overo
Gregory Stamatopoulos
Florin Pintilie
George Mitris
Emilios Markou
Patrik Havander
Panagiotis Tournavitis
Panos Papavassiliou
Ioannis Vougioukas
Peri Katana
Elias
Dimitris Litsikakis
Makis Malioris
Jonny Bell
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Ready To Hear Views From The Most Influential Payments & Regtech Experts?

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18th NextGen Payments & RegTech Forum 

Robert Courtneidge
Andrew Doukanaris
Gerasimo
Stephanos Papadopoulo
Hardwig
Costax xitas
Jan pietrzak
Haroula Apalagaki
Athanassios Daflos
arianna
George Mintzas
Sotiris
Nikolaos Panagiotopoulos
Panagiotis Kriaris
Vsiliki n
Christos Barkas
andreas mantis
Tolis Angelakopoulos
Socrates
Christina
konst m
nassos
fabian mayer
manos v
Ani Filipova
Matthew Muscat
Ana-Maria Vasile
Vangelis Tsekrekos
Tatiana Giemelou
Dimitris Kontos
Dimitris Gerostathis
Gerry Kounadi
Dominic Haussmann
Valia Babis
Valia Varzaka
Demetrios Tseas
Tasos Michas
Lefteris Economides
Jeremy Boles
Stella Ioannidou
Rene Plank
Alexandros Pappas
Nicoletta Kouvara
Fani
Vassilios Kotoulas
Sofia Galatoula
Stavroulla Karagianni
George Chalikias
Gary Palmer
Tony
Kostas Apostolidis
Theo Skagias
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