Ready To Hear Views From The Most Influential Payments & Regtech Experts?
#npf
NextGen Payments & RegTech Forum
7 MAY 2025
W Hotel - Barcelona, Spain
OUR SPEAKERS
Andrew Doukanaris
Chief Executive Officer at Flotta Consulting Ltd
Andrew has been a driving force in the digital payments and FinTech transformation for over three decades. Throughout his global career, he has held senior and executive roles in Singapore, San Francisco, New York, and London.
At Chevron, Texaco, and Caltex, Andrew established and led the global marketing and sales, payments and retailing division across three brands. At Visa, he served as the European and CEMEA head of Merchant Acceptance, Acquiring Services, and Commercial Cards, overseeing operations in more than 120 markets. As Senior Vice President at JCB Cards Europe, he spearheaded the transformation of its acquiring, sales, and marketing divisions. Additionally, he worked as a consultant for Mastercard in Saudi Arabia.
Andrew founded Flotta Consulting Ltd to provide tailored consulting services to start-ups, scale-ups, and established players within the payments ecosystem. He has been appointed to various leadership roles, including Chair, Director, and CEO of Pomelo Pay, Intellias, and as an advisor and CEO for start-ups focused on open banking and QR code payments.
A sought-after commentator and podcaster, Andrew also serves as a FinTech mentor and advisor at Level39, an ambassador and moderator at the UK Payments Association, and a board advisor, event chairman, and moderator at QUBE Events.
Sergejs Vohrins
Head of Product Strategy and Analytics at Mercuryo
Sergejs is Head of Product Strategy and Analytics at Mercuryo, a leading payment infrastructure platform in the digital token space. Sergejs has held roles at Revolut and Monese. Most recently, he was responsible for building a new neo-bank for the European Union market within a venture builder company. Before transitioning to product management, Sergejs worked at leading investment banks, including JP Morgan and Credit Suisse. He holds a Master’s degree in Management from IE Business School.
Alejandro Banegas
VP & Head of Digital Partners at Mastercard Spain
With more than 20 years of experience in the financial sector, Alejandro is VP & Head of Digital Partners at Mastercard Iberia since January 2024 leading the development of new projects related to acceptance & acquiring development, new payment platforms, open banking, innovation projects in the digital banking and fintech space in Spain, among other projects.
In the previous 10 years at Mastercard he leaded the Business Development department in Spain and the Data & Services one for Spain and Portugal
Alejandro holds an MBA from Chicago and holds dual Degree in Business & Economics by CUNEF from the Complutense University in Madrid.
Pancho Pérez Salazar
Head of Payments at Olyn
With over 15 years of experience in technology and payments; having worked at tier1 companies in EU and US (Global Payments, CaixaBank), and experience also in Latin America, he architected vertical solutions for T&L, Entertainment and E-commerce. Pancho has a deep knowledge of the technological legacy of processors and acquirers, as well as the scalability opportunities for FinTech players. Pancho joined Olyn, a US-tech startup bridging payments and digital asset distribution technology, where he brings his expertise to build the next global payment infrastructure company for the digital and creators economy.
João Pedro Paro
Board Member at COMPCAT (Catalan Compliance Association)
With over a decade of experience leading global teams and implementing compliance systems, dedicated to effective governance, managing risk, and ensuring regulatory compliance across diverse international markets. Currently pursuing a PhD in International and European Legal Sciences on the EU Whistleblowing Directive, João combines academic rigor with practical expertise, specialising in anti-fraud, AML/CFT, and legal technology solutions.
He is an internationally qualified attorney with BAR admissions in Brazil, Portugal, and Spain, and serves on the Board of Directors of the Catalan Compliance Association (COMPCAT).
Ana Carolina Oliveira
Chief Compliance Officer at Venga
Specialist in Anti-Money Laundering (AML) and Criminal Compliance. Researcher and PhD in AML prevention, with three books and numerous articles published on the topic. Former senior consultant to Europol on public-private partnerships for the prevention of financial crime. Currently focused on designing and enforcing AML compliance programs for innovative companies in the blockchain and crypto space.
Vlada Shmatchenko
Strategy Consultant and Payment Industry Expert
With a distinguished career spanning senior leadership roles across Europe, the Middle East, and APAC, Vlada is a visionary in financial services, digital transformation, and product innovation. She has been instrumental in shaping the future of banking through strategic advisory, high-impact digital initiatives, and cutting-edge financial solutions.
Specialising in digital transformation roadmaps, payments architecture, and operational strategy, Vlada has successfully led pre-launch and launch engagements for both legacy institutions and fintech startups. Her expertise spans banking-as-a-service (BaaS), workflow automation, and data governance strategies, driving efficiency and growth in the evolving financial landscape.
A thought leader in financial sector disruption, she has spearheaded large-scale mobile and web banking transformations, introduced innovative digital payment solutions, and built digital ecosystems integrating remittance, insurance, and lifestyle services. By leveraging emerging technologies and revenue diversification strategies, Vlada continues to redefine financial services, empowering businesses and consumers alike.
Oscar Neira
Head of Sales & Marketing at Incentage.com
Oscar Neira is Head of Sales & Marketing at Incentage.com a banking software provider for financial messaging, payments, securities processing, business activity monitoring and SWIFT.
The Incentage open banking platform together with the Fintech Adapter is especially focussed on B2B Transaction Banking solutions.
In his spare time, he is a freelance correspondent for the Fintech and Banking news platform MoneyToday.ch. In social media he is a well-known Fintech influencer.
Oscar serves in different Fintech Advisory Boards. He helps Fintechs with market entry strategies mainly in the German-speaking area.
Oscar is a popular speaker at international events but also a distinguished host or moderator of events.
He spends his free time with his family, cats and Appenzeller Mountain dog.
As a lover of classic as well as Spanish guitar he started to learn to play it.
Manuel Barreiro
Head of Risk & Compliance at Outpayce from Amadeus
Manuel Barreiro currently leads the Outpayce Risk & Compliance function, legal entity part of the global travel leader group of Amadeus.
Manuel worked in the past for N26 Bank where he was responsible for the Risk and Compliance function in Spain and Portugal, and where he successfully built the risk and compliance practice and led numerous compliance initiatives.
Before that, Manuel worked for different financial institutions. He brings relevant experience from his role as a Banking supervisor at the Bank of Spain. At the regulator, he was responsible for the prudential supervision specialised in non-financial risks. Prior to that, he also worked for ABANCA and KPMG in other financial roles.
Christos Taratsides
Head of Sales at Snappi
Christos Taratsides is the Head of Sales at Snappi, where he has spearheaded B2B commercial initiatives since the company's inception. With a full banking license from the Bank of Greece and the ECB, Snappi is primed to transform the Greek banking landscape and scale across the EU, making banking a positive experience. Christos brings a wealth of fintech and digital innovation experience to his role.
Prior to joining Snappi, Christos served as Business Development Manager at Klarna, the leading global BNPL provider, and at Kantar, a top firm in marketing data and analytics. His early career is rooted in the startup and scale-up ecosystem, where he served as Head of Sales for Universal Avenue (now Velory), a Swedish sales-as-a-service platform backed by top VC investors with an initial $17 million in seed funding. At Universal Avenue, he collaborated with major digital brands such as Shopify, Spotify, iZettle, Sumup, Viva Wallet, and Bambora, solidifying his expertise in digital innovation and commercial strategy.
Later, Christos worked as an independent sales consultant for a range of technology and fintech companies. He also actively supports digital innovation and startup development as a mentor in various international competitions and social platforms.
María Ruza
Associate Partner - Banking & Payments at IBM Consulting
Maria Ruza is an accomplished banking professional currently working in IBM's Global Centre of Excellence for Banking and Payments. Her expertise lies in empowering IBM clients through systems and process modernization and transformation programs, particularly in the realms of payments and transaction banking.
Prior to joining IBM, Maria spent 24 years with leading banking institutions, where she spearheaded the strategic development and design of transaction banking products across various European and Latin American markets. With a career deeply rooted at the crossroads of clients, product strategies, operational efficiencies, and IT infrastructure, Maria has consistently demonstrated exceptional leadership and technical acumen.
Maria holds a Master’s in finance from Esade Business School, an Executive Development Program from IE Business School, and has completed an Advanced Leadership Program at Esade Business School & CEOE.
Maria is part of Women in Banking Spain’s founding group. She is also mentor to foreign startups in their landing in Spain and to MBA students from a diverse array of universities.
Tim Khamzin
CEO at Vivox.AI
Tim is the Founder and CEO of Vivox AI, where he leads the development of AI Digital Workers to streamline compliance operations for banks and fintech companies. With over 10 years of experience in the banking and fintech sectors, Tim began his career at KPMG and went on to lead key initiatives in a digital transformation program at Central Europe’s largest bank, reducing its operational workforce from 24,000 to 5,800 employees. He also scaled a Business Process Outsourcing company to $45M in revenue and developed compliance solutions for Tier 1 banks. Tim holds an MBA from London Business School and is passionate about payments, regtech, and implementing AI applications in compliance..
Ferdinand Dragtstra
Co-Founder at The PayBridge
Ferdinand has 20 years experience driving business growth at global scale in payroll, payment technologies, human capital management. He has deep expertise in emerging markets and strategic partnerships across technology and financial services.
Amir Tabakovic
Founder at Experiens AI
Amir Tabakovic is an AI strategist and privacy tech expert with deep experience in financial services. He is the founder of Experiens AI and chairs the AI expert group at Mobey Forum. Amir advises institutions on responsible AI adoption. He has held senior roles at BigML and PostFinance, and teaches AI and analytics at leading universities.
Kinga Camacho Baltanas
Head of Risk and Compliance, Europe at VFX Financial
Kinga Camacho Baltanas is the Head of Risk and Compliance, Europe at VFX Financial, where she plays a pivotal role in ensuring regulatory compliance, safeguarding against financial crime, and leading operations for payments on a global scale. With a strategic approach and over 12 years of experience, Kinga is a trailblazer in the fields of Anti-Money Laundering (AML) compliance and financial crime prevention.
Her passion for law has been the driving force behind her career. A proud member of the Spanish Bar Association, Kinga upholds the values of integrity and justice, channeling her expertise as a lawyer into her role as a compliance leader. Her academic foundation in International Law underpins her understanding of complex regulatory landscapes, particularly across the EMEA region.
Kinga is highly regarded for her ability to navigate challenging legal and compliance frameworks while fostering ethical practices within the financial services industry. Her areas of expertise include Regulatory Compliance, Client Due Diligence (CDD), and Anti-Money Laundering (AML), among others.
As a Certified Anti-Money Laundering Specialist (CAMS), Kinga is deeply committed to advancing transparent and secure financial operations. Her dedication to both her professional role and her legal vocation is a testament to her unwavering pursuit of excellence and her passion for creating a safer financial world.
Nadia Calleja
Head of Legal - Customer Operations and Payments at Betsson Group
Nadia Calleja is a qualified advocate after having obtained a Bachelor of Law degree
and a Master in Advocacy from the University of Malta. Nadia is currently a Head of
Legal for Customer Operations and Payments at Betsson Group. Nadia has been
with Betsson for over 5 years, where she manages a team of in-house lawyers
dedicated on providing in-house legal advice on matters relating to payment services
and customer operations. Before joining Betsson, Nadia worked as an in-house
counsel with a B2B gaming provider and before that as an advocate in various law
firms in Malta advising clients in legal and regulatory matters within the gaming,
financial services, fintech and crypto industries.
Carla Rebelo
Head of Risk Operations at PayRetailers
Carla Rebelo is a leading expert in fraud prevention and risk management within the payments industry. As Head of Risk Operations & Analytics at PayRetailers, she leads cross-functional teams to develop and implement effective fraud prevention strategies, leveraging data analysis and emerging technology to balance security and user experience. Passionate about innovation and continuous improvement, she helps businesses optimize digital payment performance while navigating the complexities of an ever-evolving risk landscape.
Xavier Herrero
Manager Operations Groups at CaixaBank
Xavier has been working in banking since 1989. Basically dedicated to cross-border payments and Trade Finance from technical to commercial point of view, since 2016 has been fully dedicated to deployment and extension of Instant Payments, both at local and cross-border level, as well as related use cases, such as helping CaixaBank to become frontrunner on SCTinst and also provider of services based on Request to Pay. He is currently mainly focused on cross border cross-currency, being them made by currently existing rails or promising ones such as asset tokenization or others.
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Alvaro Duran
Tech Ambassador for Fintech at Kiwi.com
Alvaro is Tech Ambassador for Fintech at Kiwi.com, showcasing the travel company's strategic use of technology. Alvaro has a blend of expertise in finance, software engineering and data. He's a frequent speaker in the Python programming community, and writes weekly on the development of financial software systems in The Payments Engineer Playbook, subscribed to by more than 1500 people working at merchants of all sizes, fintech companies and VCs..
Philippe Gelis
CEO and Co-Founder at Kantox
As CEO and Co-Founder of Kantox, Philippe is transforming how companies manage foreign exchange risk with the company’s award-winning Currency Management Automation solution. Under his leadership, Kantox has become a leading global software solution, helping CEOs, CFOs, and treasurers minimise FX risk and confidently grow their businesses by using more currencies.
In July 2023, Kantox became part of BNP Paribas. While now backed by BNP Paribas’s experience and market reach, Kantox continues to operate independently, with Philippe remaining at the helm as CEO.
With over 20 years of industry experience, Philippe is recognised as a global thought leader in fintech, entrepreneurship, and international business. He is a frequent speaker at conferences and often guest lectures at leading business schools. Before founding Kantox, Philippe built a successful career in strategy and management consulting, including several years at Deloitte. He is also an active investor and advisor to several high-growth startups and scaleups, including Syra Coffee.
Fluent in English, French, and Spanish, Philippe has a passion for good cuisine and motorsports.
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Brandon Birmingham
Solution Lead - Projects and Consultancy Services at ComplyRadar
Dr Brandon Birmingham is a data scientist with more than 7 years of experience in the IT industry. He specialises in Artificial Intelligence and software development and is currently a Senior Software Developer for ComplyRadar - which forms part of the Fintech division within Computime Group – where he contributes towards the development of the AI-driven AML and transaction monitoring system.
He is also an assistant lecturer and a research support officer within the departments of Artificial Intelligence and Computer Engineering at The University of Malta. Brandon obtained his PhD in Artificial Intelligence from the University of Malta in 2022 and has contributed to the Natural Language Processing and Computer Vision research fields.
Julio Ferrón
CEO at Neitec
Julio Ferrón is CEO of Neitec, the company behind Debita, one of the leading onchain private credit platforms with a focus on Latin America. Debita brings together financial institutions, issuers, multilateral banks, and asset managers, providing new rails for private credit. Previously, Julio Ferrón served as Head of Crypto Solutions at KPMG Spain, collaborating with some of the world's leading banks in the digital assets space. He is also an academic lecturer at UAM, UCM, and CEU San Pablo.
Cátia Silva
Manager Payments & Fraud, Sales & Distribution at Vueling
Cátia Silva joined Vueling in 2014 within the commercial department. Throughout her career
at the company, she has taken on various strategic roles, including Customer Care Projects
Management, B2B digitization Management and Distribution Strategy & Payments Manager, growing alongside the organization and expanding her responsibilities until reaching her current position as Payments & Fraud Manager in the Sales & Distribution department in 2025.
Cátia holds a degree in Tourism & Sustainable Development and further enhanced her
expertise with a Master’s in Commercial Management and a Master’s Power MBA, which
paved the way for her career in the aviation sector.
In her current role, she leads the Payments strategy and Risk mitigation within Vueling’s
commercial area, playing a key role in optimizing the company’s payment processes. Among
her most recent achievements is the implementation of Bizum as a payment method for direct
channels and the integration of the IATA Financial Gateway for B2B channels, initiatives that
have significantly improved the airline’s payment experience and operational efficiency.
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Fabian Meyer
Managing Partner at CORE SE
Fabian Meyer is Managing Director in Switzerland and a member of the board of CORE SE - a European technology think tank based in Berlin. As an expert in payment services and FinTechs, he is responsible for large projects with renowned clients in the financial sector in the DACH region and the United Arab Emirates. He has several years of consulting experience in the banking sector and in transformation engineering.
Francisco Arechaga
CEO and Founder at SOCIALPAY
MSc in Telecommunications Engineering and MBA from ESADE Business School. With a background in top-tier multinational consulting firms across the Telecom and Banking sectors, he now leads Socialpay, a Payment Service Provider specializing in Payment Orchestration and Banking-as-a-Service.
Socialpay works with major clients such as Telefónica, Volkswagen, Global Payments, and Repsol.
Werner Van Ravesteyn
Head of Enterprise Products, Platforms and Services at Outpayce from Amadeus
An internationally experienced professional with over 20 years of accomplishments in the payments and loyalty industries, specialising in card-based and account-based payment ecosystems. Adept at leading transformational change programs from medium-sized enterprises or large multinational corporations such as Visa and/or the building of greenfield payments businesses across Asia Pacific, Europe, the Middle East, and Africa.
Employed by Outpayce from Amadeus since 2021 to lead a transformation program that has led to the establishment of the newly formed regulated financial services entity, licensed as an EMI from the Bank of Spain with principal card issuing memberships from both Visa and MasterCard.
Leeroy Pye
CEO at Tag Systems UK
Having spoken at many industry events around the world, Leeroy is a well-known figure in the financial services ecosystem, known for his innovative approach to digital transformation and his strategic insights into the disruption brought about by digital technology. Leeroy has spearheaded major global Fintech and Crypto specific initiatives within leading organisations, including Revolut, N26, Coinbase, Etoro, Staling Bank and Trade Republic. As a tech pioneer, his expertise extends to building new digital payments solutions. AI tech such as AML, Agentic AI, Fraud tools etc are helping our client disrupt where disruption is crucial to customer success. Such services have set the stage for the next generation of payment services across digital channels.
Leeroy's deep understanding of the challenges and opportunities in digital finance makes him a sought-after speaker for conferences and corporate events relating to next generation payments, where he shares his vision for a technology-driven financial landscape in a decentralize world. Having invested in many start up companies that Leeroy has consulted to, he is fantastically positioned to cover all topics in fact relating to crypto and Web3. Leeroy backed this company from inception for example https://www.reltime.com/
In his engaging talks, Leeroy addresses the intersection of finance and technology, emphasizing the importance of innovation and customer-centric solutions in banking. He explores topics such as the impact of digital disruption on traditional banking, the evolving landscape of payment systems, decentralization and native blockchain architecture and the strategic implications of digital growth for financial institutions.
Monica Campanet
Head of Operations and IT at Bizum
Monica joined Bizum in 2023 as Head of Operations and IT, after an extended period in the banking sector, as part of ING- Spain as Customer Engagement Operations Director and previously in Banco Santander, where she had the opportunity to learn and grow in different areas, achieving experience in Investment Products and Services within the Private Banking business line, Operations and Processes and Transformation.
Throughout her career, she has developed strong expertise in non-financial risk management, ensuring regulatory compliance and operational resilience in highly regulated environments.
Antonio Ramos Amate
Director of Commercial Cards and B2B Solutions at Caixa Bank
Antonio Ramos Amate has over 15 years of experience in banking and business consulting. He is currently Director of Product Development at CaixaBank Payments & Consumer, where he leads strategic initiatives in commercial cards and B2B solutions.
Throughout his career, he has led key areas such as the transformation of consumer finance solutions and card partnership programs. He has successfully managed digital transformation projects and the automation of financing processes — including consumer lending, auto finance, and Buy Now, Pay Later (BNPL) solutions — while actively collaborating with fintechs and other key players in the payments industry.
His professional background reflects a strong expertise in leading complex projects, with a particular focus on consumer finance, payment solutions, and international development.
Alexandre Carrera Lejeune
Head of Iberia Territory of Floa – BNP Paribas
Alexandre Carrera Lejeune is the Head of Iberia Territory at FLOA, a BNP Paribas fintech, where he drives strategic growth and regional expansion. With over 25 years of experience at global firms like L’Oréal, BPCE Group, and BNP Paribas, he brings expertise in business development, digital transformation, and payments.
His entrepreneurial ventures in the U.S. and a competitive background in tennis have shaped his agile, resilient leadership style. A former university-level athlete and pro coach, Alexandre applies the discipline and teamwork from sports to business.
An Executive MBA graduate from HEC Paris, he combines data-driven insights with strategic vision to deliver sustainable growth and operational excellence.
Carmen Rey
VP Head of Swift and CIB Payments at PagoNxt (A Santander Company)
Carmen Rey is VP, Head of Swift and CIB Payments at PagoNxt (a Santander company). With over 20 years of experience, she brings deep expertise in payments and cross-border infrastructure. From within one of the most established networks in finance, she’s driving innovation, resilience, and value at global scale. Carmen has held senior roles at Santander, Barclays and Accenture, and holds an Executive MBA from Chicago Booth.
Zaira Melero
Risk & Compliance Director at PagoNxt (A Santander Company)
Zaira Melero is Risk & Compliance Director at PagoNxt (a Santander company). With over 15 years of experience, she blends deep regulatory expertise with a passion for purposeful innovation in finance. She leads risk & compliance and supervisory engagement across Santander’s e-money institution in Spain and serves as Chair of the EU Steering Committee at CFA Institute. Zaira brings energy, insight, and impact to every table she joins.
Jonathan Hayes
Founder & CEO at Payments Systems
A prescient payments innovator and serial entrepreneur who has consistently anticipated market shifts 18-24 months ahead of industry adoption. After founding Europe's first digital payment network, the first non-card, account-to-account payment solution to include retail loyalty schemes and itemised digital receipts fully integrated at retail POS with a single "tap", Jonathan created and co-invented a proprietary contactless technology which he deployed across 15 countries before it was acquired. Since 2024 Jonathan advises Tier 1 financial institutions and leading Fintechs on next-generation payment architecture. Known for combining creativity with deep technical expertise and understanding of regulatory insights to create scalable, cutting-edge payment solutions that preserve consumer privacy while enabling seamless transactions. In addition to several patent filings, Jonathan holds an MBA from MIT Sloan School.
Diego Sanchez Grecco
Senior Counsel, Regulatory & Litigation at Tools for Humanity
Diego is Senior Counsel, Regulatory & Litigation at Tools for Humanity, where he advises on regulatory and litigation matters across the EMEA and Americas regions, with a focus on World’s financial products. He previously held senior legal roles at licensed financial institutions including Binance (Global Payments Counsel), Block (Product Counsel, EU), and Raisin (Senior Legal Counsel). In these roles, Diego worked on regulatory license applications, supported supervisory investigations with EU authorities, and advised on product development across the EU region. He also served as a regulatory lawyer for the Americas at Ingenico (now Worldline), and began his career in private practice at Baker McKenzie, working in the Technology, Media & Telecoms, with focus on Data Protection.
Fernando Latorre Aisa
Director, Payments & Fraud at Vendo Services
Fernando Latorre leads Vendo Services' payments and fraud departments, ensuring a seamless checkout experience and managing risk. With his experience in statistics and business, he works to streamline the onboarding process, produce accurate reporting, and support merchants and customers in every step of their payments journey.
Raúl Sánchez
Strategy Consultant and Payment Industry Expert
Senior professional with 20+ years of experience in the payments and fintech industry, with a strong track record in market development, commercial strategy, and regulatory-driven transformation. He has led go-to-market initiatives in Southern Europe, working with acquirers, PSPs, and card schemes, and he has supported the evolution of a payment gateway into a licensed payment institution. He currently advises early-stage fintech projects, collaborates with industry stakeholders, and lectures on payments and digital innovation in academic programs.
Quentin Bignon
Head of Risk and Fraud Prevention at Phi Wallet
Quentin is Head of Risk and Fraud Prevention at Phi Wallet, where he oversees security and fraud mitigation strategies. A seasoned fintech professional, he has spent 8+ years in payments and fraud prevention, specializing in neobanking environments, chargeback disputes, RWA tokenization, and on-chain fraud detection. Today, he combines this experience with his advocacy for sound money, working to build safer and more resilient financial systems at Phi Wallet.
Romano Alonzo
Strategic Partnerships Manager at Macropay Payment Orchestrator
With a decade of experience in the financial services sector and in payments both in Asia and Europe, Romano is currently with Macropay as Strategic Partnerships Manager, aiming to expand the ecosystem of the payment orchestrator. In the previous 5 years of his professional experience, Romano has led the Strategic Partnerships for Payments in Lazada Philippines (an Alibaba company) where he managed all corporate partnerships relating to the Lazada Wallet. Later on, he became Head of Payments for Miravia (new e-commerce company of Alibaba in Spain) leading the payments operations and fintech partnerships from creation to launch of the e-commerce platform.
Romano also does freelance payments consulting to guide small to medium-sized merchants on how to navigate payments in expanding to new markets. Romano holds an MBA degree from IE Business School in Madrid and has experience working in the Philippines, Spain, and Germany.
Manuel Carretero
Deputy MLRO at N26 Bank AG, Sucursal en España
Manuel brings extensive expertise in Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF), with a career spanning several prominent institutions. He currently serves as Deputy MLRO at N26 Bank AG, where he is responsible for overseeing policy updates, supervising reports, and coordinating audits.
Prior to this, he spent three years at Orange Bank as an AML/Fraud Manager, managing regulatory reporting, transaction monitoring, and policy implementation. Manuel also worked at Deloitte Advisory as a Senior AML Consultant, where he led numerous AML/CTF projects. He began his career at PwC as a Consultant and Analyst, with a dedicated focus on AML and CTF initiatives.
Alba Ruiz Laigle
Head of Business Development - Europe at Alipay+
Alba Ruiz is Head of Business Development for Europe at Alipay+. She has nearly 15 years of experience in business development and international project management. Among her priorities is to lead the business development of Alipay+, the global cross-border digital payments and marketing solution for international e- Wallets and banking apps, supporting businesses of all sizes.
Before starting her role for Alipay+, Alba worked for Alibaba Group starting in 2015, initially based at the company’s headquarters in Hangzhou, China, working in the B2B e-commerce division. In November 2016, she moved to Europe to support Alibaba Group’s globalization strategy working with Spanish and Portuguese brands on their internationalization path towards China and helping them to connect with millions of Chinese consumers via Alibaba’s marketplaces Tmall and Tmall Global.
Alba was born in Córdoba, Spain, in a Spanish-French family. She has studied and worked in many different countries including Spain, France, United States, United Kingdom, and New Zealand. Additionally, she spent five years living and working in China and studied at Zhejiang University in Hangzhou. She holds a master’s degree in International Relations from Universidad CEU San Pablo, speaks English, Spanish, French, and Chinese, and she is a sworn translator appointed by the Spanish Ministry of Foreign Affairs.
Nacho Bassino
VP of Product at Dlocal
Nacho Bassino is VP of Product at Dlocal and has led product teams for over 15 years in different companies and industries, holding leadership positions at Bestday, XING, and Despegar.
As a coach and trainer, he coached Product Managers and Leaders in multinational companies; he created Product Management programs and classes in different institutes and universities; He was a mentor in various institutes (MIT, Endeavor, ProductLeague, Hero Camp). He currently offers courses, workshops, and coaching at productdirection.co.
As an international speaker, he participated in the most recognized product conferences, such as MTPCon (San Francisco) and Product Management Festival (Zurich).
In 2021 he released Product Direction, a book about how to practically create product strategies and align their execution through strategic roadmaps and OKRs.
Raimundo Sala
Global VP Growth & Alliances at Getnet Payments
Ray has more than 22 years of experience in digital payments, having held senior positions at PayPal, where he was responsible for Business Development for EMEA, LATAM & APAC and General Manager for Iberia. Ray’s experience also includes driving the digitisation of Bankia as Corporate Director of Bankia´s Business Solutions, Chief Operations Officer at Groupon and General Manager for EVO Payments in Spain.
He holds a degree in Business Administration and Management from the University of Alicante and Hogeschool Zeeland in the Netherlands, an MBA in International Marketing from UCLA, and a PDG from IESE. Additionally, Ray is recognized as a successful entrepreneur.
He joined Getnet in 2023 and is currently a member of the Getnet Management Committee.
Sofía Pérez Flores
Board Member at World Compliance Association (Guatemala Chapter) and Independent Consultant in Financial Crime Prevention
Certified Compliance Officer (CICO®) and Attorney, with 10+ years of experience in the financial sector, specialising in Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT). Extensive expertise in implementing compliance programs, risk analysis, due diligence, and financial crime prevention. Master’s in Criminal Law from Universidad Internacional de la Rioja (UNIR), with a strong knowledge of Spanish and European AML/CFT regulations, including Law 10/2010, EU AML Directives, FATF, and other international frameworks. Consultant in financial crime prevention, bringing a strategic, risk-based approach to mitigation and compliance excellence.
Peter McKenzie
General Manager at Anticipa Real Estate
Peter McKenzie is a speaker, executive coach and C-Suite leader whose mission is to help people achieve their full potential by making the workplace a safe place to learn, grow and enjoy. For over 25 years he has worked as a C-Suite leader in the finance, banking and real estate industries across Europe. He is currently Chief Financial Officer of Anticipa Real Estate, which is owned by Blackstone, one of the world’s largest investment funds with $545 billion under management. Meanwhile his profile as an international keynote speaker has seen him inspire, educate and entertain audiences around the world on in-demand topics such as Authentic Leadership, the Real Secrets of Customer Satisfaction, and the Future of Finance In A World Of Artificial Intelligence. He is a public speaking coach at Spain's prestigious IESE business school and currently lives in Barcelona with his two teenage children and wife.
Jovana Dadic Babovic
VP Strategic Initiatives and Growth at Payall Payment Systems, Inc.
Jovana Dadić Babović is a fintech and banking executive with deep expertise in helping financial institutions and companies build cross-border and domestic payments into profitable, future- ready business lines. Currently VP of Strategic Initiatives & Growth at Payall Payment Systems, the first processor purpose-built for cross-border payments, she’s helping reimagine how money moves around the world—faster, safer, and smarter.
With a background spanning banking, consulting, gaming and global fintech, Jovana has led major transformation projects, rebuilt legacy payment systems, and helped financial institutions rethink what’s possible in a highly regulated world. Before joining Payall, she spent nearly a decade at Banca Intesa, where she shaped digital banking, payments, and agile transformation strategies. She has also advised multiple companies on designing and implementing high-impact transformation portfolios.
She’s also a certified PMP, an MBA, and a lecturer in the Executive Development Program at Rome Business School.
Elie Bertha
Chief Product Officer at Thunes
Elie Bertha is a seasoned Head of Product with over 10 years of experience in the Fintech and Payments industries. At Thunes, Elie leads strategic product discovery and market analysis, ensuring a well-defined and prioritised product roadmap that maximises value for Members. His passion for innovation and emerging technologies has been instrumental in shaping Thunes’ product strategy, management, and business development.
A proven leader, Elie excels at building, managing, and inspiring high-performing teams. He is adept at crafting innovative solutions, driving strategic vision, and optimising operations to enhance revenue growth.
Jordi Ramon Bachiller
Deputy MLRO (Germany) - Senior FinCrime Officer at Finom
Jordi Bachiller is an accomplished financial crime and fraud prevention expert with over 6 years of experience in the fintech and e-commerce sectors. Throughout his career, he has developed a strong track record in implementing robust AML frameworks and driving cross-border compliance initiatives, holding various roles focused on financial crime compliance, customer due diligence, and risk management. Currently serving as Deputy MLRO (Germany) and Senior FinCrime Officer at Finom, Jordi leads efforts in anti-money laundering, fraud detection, and regulatory compliance across international markets. His expertise spans both operational and strategic aspects of financial crime prevention, which have made him a passionate advocate for driving business success while ensuring full regulatory compliance. Attendees of Jordi’s session will gain practical insights into navigating the complex regulatory landscape while maintaining operational efficiency, along with actionable strategies for building resilient financial crime prevention systems that can adapt to evolving threats.
Francisco Jaramillo
Senior Adviser at Staq Financial Technologies and Board Member at Banco del Pacifico
Francisco Jaramillo is a seasoned executive in digital banking, cards, payments, and fintech, with extensive international experience across EMEA, APAC, and LATAM. He has held senior leadership roles at global organisations such as American Express, Visa, Tsys, Marqeta, Solarisbank, and Equifax, driving strategic growth and innovation.
He currently serves as a Senior Consultant at Staq Financial Technologies, advising on BaaS (Banking-as-a-Service) and embedded finance. Additionally, he is a Non-Executive Director at Banco del Pacífico, where he chairs the Digital Transformation, Compliance, and Audit Committee, playing a pivotal role in overseeing the Bank's strategic digital direction and ensuring regulatory governance.
Viviana Mora Gonzalez
Compliance Manager at Bnka
Viviana Mora is an Industrial Engineer and a recognised leader in regulatory compliance and non-financial risk management, with over 10 years of experience in global banking institutions. She specializes in Anti-Money Laundering (AML), Know Your Customer (KYC), and operational risk frameworks across international markets.
Certified as an Anti-Money Laundering Specialist (CAMS), Viviana drives transformation by integrating data analytics, technology, and regulatory insight to build smarter, faster, and more resilient compliance systems. Her leadership at Citibank has been pivotal in redefining due diligence, risk reporting, and automation across the globe.
Currently pursuing an Executive MBA in Barcelona, Viviana brings a bold, forward-thinking perspective to the evolving world of financial crime prevention—positioning her as a trusted voice in the global compliance field.
Rodrigo Vilariño
Payments Advisor
Rodrigo has a decade of experience in the payments industry, focusing strongly on the EMEA and LATAM markets.
Most recently, he served as the Country Manager for Spain & Portugal at Worldpay, where he built a local team responsible for helping companies across the Iberian region scale globally by optimising their payments strategy.
As a Consultant, Rodrigo supports Fintech businesses on both sides of the Atlantic, helping them thrive and establish a solid presence in international markets.
Cotia Kennard
Compliance Officer at Alter Domus
Cotia Kennard is a Certified Anti-Money Laundering Specialist (CAMS) with over 14 years of dynamic teaching, training, and instructional design and content creation, alongside 4 years of leadership and managerial experience.
Within Anti-Financial Crime Cotia has 7 years of experience in Fintech (SaaS) and eCommerce, coupled with 2 years in the payments industry.
As an SME in documentary and identity fraud (ID&V) she excels in identifying counterfeit and tampered documentation, witnessing many new MOs in digital documentation fraud.
With a strong background in both the first and second lines of defense, Cotia is adept at identifying threats and patterns, mitigating and controlling risk, and ensuring the highest standards of quality assurance through identifying knowledge gaps, training, and auditing.
Corinna Scatena
Head of Legal & Governance at Getnet Europe by Santander - Board Vice Secretary
Corinna is a payments and fintech professional with extensive in-house and consultancy experience, specialised in the legal, compliance, and risk management aspects of the industry. She has a strong focus on regulatory go-to-market strategies combined with a solid operational understanding of fintech products and processes related to digital banking, payments, open banking, e-commerce, innovation, and strategic partnerships. She is dedicated to fostering innovation within the sector.
Currently Head of Legal & Governance at Getnet Europe, a PagoNxt company by Banco Santander, which provides cross-border payments and acquiring solutions across Europe, with the strongest presence in Spain & Portugal. Her areas of expertise include regulatory frameworks, actively participating in several industry working groups (Digital Euro, FIDA, PSD3, etc.) and interactions with authorities and EU institutions.
With extensive experience in neobanking, Corinna previously worked at a European challenger bank where she led the regulatory, compliance, and legal function. She was an integral part of the team that built a banking app from scratch.
Corinna is a qualified member of the International Compliance Association and an international speaker. Passionate about education and gender equality, she founded MissFintech in 2021, a financial literacy program designed for teenagers. She also serves as a Lecturer in several universities' Fintech & Regtech programs.
Arturo González Mac Dowell
President of AEFI
Arturo’s entire professional career has been linked to innovation and technology within the financial sector. He is currently President of AEFI, and was previously the founder and CEO of Eurobits, which was acquired by Tink and later by Visa. He has also worked at IBM, Banco Santander, and iSOCO. Some of the innovations he has helped bring to market include e-commerce payments, mobile banking, financial aggregation, and e-invoicing. Arturo currently serves as Vice President of ETPPA, is a member of the ERPB, a Board Member of the EPC, and Co-Chair of the SPAA MSG at the EPC.
Michael Petiot
Strategic programme Manager - Merchant Services at Worldline
Michael has over 20 years of experience in international business development and transformation, primarily within the IT/SaaS and Fintech/Paytech sectors. He currently leads a strategic transformation initiative at Worldline Merchant Services, focusing on the consolidation of PI license setups.
Throughout his career, Michael has held various local and global positions in France and Spain, including Head of Special Initiatives for Regional Businesses, Head of Global Partnerships, and Head of Strategy and Business Development for Iberia and LATAM. He is recognized for his ability to drive growth and foster collaboration that enhances organizational effectiveness.
Christian Ribeiro
CEO at GOWD
Christian Ribeiro is a fintech entrepreneur and CEO of GOWD, a fintech group specialized in blockchain, crypto payments, and emerging payment rails. Founder and former CEO of BoaCompra (now PagSeguro International), Christian led its international growth in cross-border payment solutions throughout Latin America, Portugal, and Spain. He holds deep expertise in instant payments and digital wallets, including Brazil’s Pix, Mexico’s SPEI, and CoDi. Passionate about payment innovation, Christian frequently shares insights on how technology reshapes financial inclusion globally.
Mar García Buenafuente
Legal & Compliance Director at PAYCOMET by Banco Sabadell
Mar is a lawyer specialised in Economic Criminal Law and Compliance, currently serving as the Legal & Compliance Director at PAYCOMET, a leading payments company within the Banco Sabadell Group. PAYCOMET offers acquiring services and innovative payment solutions. Over the past six years, she has focused on regulatory compliance and anti-money laundering within the payments industry, ensuring ongoing alignment with the evolving regulatory landscape in this dynamic and complex sector.