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Industry Expert

  • Robert Courtneidge

Robert was appointed CEO of international payments business Moorwand Limited following a distinguished career in the card and payments industry.

For the past six years, he has been named in the Payments Power 10 (including being ranked #1 in 2015), a highly competitive ranking of the most influential contributors in payments. Robert has deep expertise in e-money, and is highly skilled in all aspects of consumer finance issues, including consumer protection, banking regulation and compliance and anti-money laundering.

In the UK, he works closely with The Payments Services Regulator, HM Treasury and Financial Conduct Association, and other compliance and industry bodies globally. He is also currently Non Executive Board Director/Strategic Advisor to over 15 diverse payment and payment related companies. Previously, Robert achieved success as a senior legal professional specialising in matters relating to cards and payments.

He regularly speaks on issues facing the European Payments' Industry including laws relating to Blockchain, Cryptocurrencies and Initial Coin Offerings (ICOs).

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Nick Kerigan

Future Payments Expert and Innovation Leader, ex. Managing Director, Future Payments at Barclays

  • Nick Kerigan

In this role, he is responsible for driving innovation globally across the Cards and Payments businesses, creating customer and commercial opportunities from the rapid changes in payments. His team is responsible for designing and developing exciting new innovations such as the award winning grab+go and dine and dash.


Nick is a seasoned conference speaker at industry events: select engagements include keynote at The Fintech World Forum, The Cards and Payments Summit, Lafferty International Cards and Payments Conference and the Future of Payments Conference. Nick has an established presence as a thought leader in payments as the author of many articles and active on social media.


Nick has been with Barclaycard since 2011 and with Barclays since 2006, in various digital, market intelligence and strategy roles including Head of Strategy for Retail and Business Banking. Prior to that, Nick was Principal Banker in private equity at the European Bank for Reconstruction and Development (EBRD), where his role included restructuring financial institutions in Central and Eastern Europe. Earlier in his career, Nick worked for the Financial Services Authority supervising banks. Nick has a First Class Honours Degree in Philosophy, Politics, Economics from Magdalen College, Oxford University.

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James Green

Vice President, Innovator and Intrapreneur at Société Générale

  • James Green

James Green is an intrapreneur within Société Générale Corporate Investment Bank who helps drive culture change from the bottom up while helping decision makers understand the value of innovation and regulation technologies while also helping middle management teams implement this new of working within a large organization.

Before starting as an intrapreneur, James has worked for 16+ years as an innovator and project manager within the investment banking, financial services, sector. After a successful career managing projects for traders and key decision makers, James now advises on best practices for innovation within a global diverse workforce.

When not in the office James enjoys time with his family learning the history and culture England (London) has to offer and travel.

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Gijs Boudewijn

Deputy General Manager at Dutch Payments Association; Chair Payment Systems Committee at The European Banking Federation (EBF)

  • Gijs Boudewijn

As of 1 February 2014 Gijs Boudewijn (The Netherlands, 1958) holds the position of Deputy General Manager at the Dutch Payments Association. Before that he was responsible for payments and security at the Dutch Banking Association. He has extensive experience in domestic as well as international payments related issues, including governance, regulation and innovation, competition law and fraud prevention. He started his career as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the former central Dutch clearing house, Bankgirocentrale, the predecessor of Interpay, later equensWorldline.


Already during that period he represented the Dutch payment sector in various fora in Brussels, for instance in the context of eurocheque International (later Europay/Mastercard Europe). In 1998 Mr. Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association.


Currently Mr Boudewijn is Chair of the Legal Support Group of the European Payments Council (where he is also a member of the Board) and Chair of the Payment Systems Committee of the European Banking Federation. Over the past years he was in that capacity closely involved with matters relating to PSD, the various Regulatory Technical Standards of the European Banking Authority and the ERPB SEPA API Access Scheme Working Group. Mr. Boudewijn is a regular speaker at national and international conferences on strategic payments related issues, new technologies and open banking.

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Francisco Sierra

Director of European Markets at N26

  • Francisco Sierra

Francisco joined N26 at the beginning of 2018 as General Manager Spain and is responsible for growing the digital bank’s key offer and presence in the Spanish market.


He is also Director of European Markets at N26, with the mission of tailoring a global strategy for local success.

Francisco has more than ten years of experience in banking and financial services. He started his career in investment banking at JP Morgan, before moving on to venture capital at Active Venture Partners.

More recently, he held two senior positions at Funding Circle as Managing Director of Spain and Head of Strategy and Business Operations for the US market.

Born in Madrid, he studied Industrial Engineering at ICAI School of Engineering of the U. Pontificia de Comillas and he holds an MBA at IESE Business School.

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Elie Beyrouthy

Chair of the Executive Board at
European Payment Institutions Federation (EPIF); Vice President, European Government Affairs at American Express

  • Elie Beyrouthy

Elie Beyrouthy is Vice President of European Government Affairs at American Express since June 2017 where he leads the company’s engagement with European Union Institutions and advises senior leaders on EU regulatory and public policy matters. Elie also represents American Express’ interests in several EU trade bodies and professional associations. Since March 2018, Elie is Chair of the European Payment Institutions Federation (EPIF).

Prior to joining American Express, Elie was Director of International Regulatory Affairs at Western Union for 5 years. From 2007 to 2012, Elie held leadership positions at the World Savings Banks Institute and the European Banking Federation.

Elie began his career as an intern at the European Commission and the United States Federal District Court of Minnesota. He holds two Masters Degrees in Law from the University of Minnesota and from the Jean Moulin University in Lyon - France. Elie is also a graduate of the Institut d’Etudes Politiques in Lyon, France.


Rūta Merkevičiūtė

Head of Division for E-money and Payment institution supervision at Bank of Lithuania; Co-chairperson of the Standing Committee on Payment Services (SCPS) at European Banking Authority

  • Rūta Merkevičiūtė

Rūta Merkevičiūtė is a Head of Division for E-money and Payment institution supervision at Bank of Lithuania, responsible for supervising over 100 E-money and Payment institutions.

She has professional legal qualification as an attorney-at law and for the past 10 years has been working both in private sector and financial sector’s supervision in the areas of responsibility that include AML, payments, lending, crowdfunding, investment services and transposition of EU Directives such as PAD, PSD2 and AMLD4.

Previously, she took part in developing regulatory framework for FinTech industry in Lithuania as a member of interinstitutional working group for the Action Plan on FinTech industry. She also managed “Newcomer programme" for consultations with potential and already licensed entities and led Regulatory Sandbox in Bank of Lithuania allowing entities to test financial innovations in a live environment under the guidance and supervision of the Bank of Lithuania.

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Chris Crespo

Futurist and Digital Strategist, Former Chief Futurist at Nordea

  • Chris Crespo

Chris is a Futurist and Digital Strategist who has led transformation initiatives in banks Across Europe and Latin America.


He is an expert in Digital Transformation, Business Model Innovation, and Disruption. He has consulted to some of the largest incumbent banks in the Nordics, Southern Europe and North America and has provoked and inspired audiences in events from New York to Shanghai, speaking about the Future of Banking, Disruption in Financial Services, and Digital Mindset.


As a Behavioural Economist Chris is driven by trying to understand what makes people tick, spotting early signs of inflection points and finding the trends and patterns that will unravel the future of society and business.

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Rich Wagner

Rich Wagner

CEO, Cashplus

  • Rich Wagner

Passionate about levelling the playing field and giving as many people as possible access to straightforward, fast and efficient alternatives to ‘traditional’ banking services, A dynamic CEO of Cashplus, determined to use his 30 years’ experience in US and UK financial services to help customers stay ahead of the curve and take control of their finances.


One of the UK’s first ever fintech entrepreneurs and disruptors Rich continues to make an impact - and fights to support government promises to make the banking sector more competitive, lobbying for non-banks to gain access to traditional payments infrastructure.

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