OUR SPEAKERS

Zane Suren
Managing Director, Commercial, Middle East and Africa, Zodia Custody
Zane currently serves as Managing Director, Commercial, Middle East and Africa for Zodia Custody, the global, regulation-focused digital assets platform by Standard Chartered Bank, SBI Group, Northern Trust, National Australia Bank and Emirates NBD. Zodia Custody has quickly built a reputation for robust crypto custody, without compromise, empowering firms to navigate the digital assets ecosystem.
Zane has been involved in the institutional digital assets space since 2017, having previously built a crypto infrastructure firm in the SAAS space. Prior to digital assets his experience spans commodities and traditional finance.

Bassem Pierre Daher
Senior Partner at Galadari Advocates & Legal Consultants
Bassem Pierre Daher is the Senior Partner of Galadari Advocates Legal Consultants, bringing two decades of extensive cross-border experience as a multinational lawyer and former finance executive. His expertise spans the UAE, Luxembourg, the United States (New York, Boston, and Miami), and Lebanon, making him a globally recognised authority in high-stakes legal and transactional matters.
Renowned for his strategic acumen, efficiency, and deep understanding of clients’ needs,
Bassem is an award-winning legal professional celebrated by peers and clients alike for his ability to navigate complex disputes and seamlessly handle high-value corporate, M&A, and real estate transactions. His clientele includes Ultra High Net Worth Individuals (UHNWIs), wealth and investment managers, family offices, governments and Fortune 500 corporations, real estate and private equity groups, banking and financial institutions, as well as elite figures in sports, luxury brands, entertainment, and high-fashion design.
Before assuming his leadership role at Galadari Advocates Legal Consultants, Bassem served as President & CEO (Americas) of IQ-EQ, one of the world’s largest independent investor services groups, overseeing operations across 24 global jurisdictions. His career also includes extensive experience in top-tier law firms across the Middle East and Europe, where he advised on multi-billion-dollar transactions and high-profile legal disputes.
Beyond his legal practice, Bassem holds independent board positions across various
industries, is a sought-after public speaker at major international conferences, contributes expert insights to prominent media outlets, and serves as a lecturer at the Government of Dubai Legal Affairs Department.

Karl Naïm
Group Chief Commercial Officer & SEO Middle East at XBTO
Karl is a seasoned entrepreneur and investment professional with over 18 years of global experience spanning technology, venture capital, wealth management, asset management, and private equity. He held roles at UBS, Goldman Sachs, and Mubadala before becoming a full-time start-up entrepreneur in 2015, and founded one foodtech and two fintech startups. Karl currently serves as the Chief Commercial Officer at XBTO, where he leads the firm’s global commercial strategy and growth initiatives. He also serves as the Senior Executive Officer of XBTO Middle East, based in Abu Dhabi Global Market (ADGM). He holds an MBA from London Business School.

Luuk Strijers
CEO at Deribit
Before stepping into his current role as Chief Executive Officer at Deribit, Luuk Strijers worked extensively in the financial services and technology sectors. His career is marked by a focus on operational excellence and innovation in the trading platforms landscape. At Deribit, Strijers oversees the day-to-day operations, ensuring that the platform remains reliable and efficient for its global user base. Under his leadership, Deribit has continued to grow as a leading platform for cryptocurrency futures and options trading, reflecting his commitment to maintaining high standards of service and security. Since August 2025 Deribit is part of Coinbase.

Sandra Marie Louw
CEO at RAK International Corporate Centre (RAK ICC)
Sandra’s career spans over three decades in the financial services industry, specialising in bespoke estate planning solutions for international families and individuals.
Prior to relocating to the UAE, she worked in South Africa, New Zealand, Singapore and Switzerland, guiding private and business clients on the use of corporate vehicles, trusts, foundations, and family offices. She led diverse teams of professionals to deliver exceptional service and value to wealth planning clients and their advisors.
Sandra holds a Law Degree and Management Accounting Diploma from Port Elizabeth in South Africa and is a Member of the Society of Trust and Estate Practitioners (STEP).

Romain Braud
Head of Digital Assets at Arab Bank Switzerland
Romain has more than a decade of experience in the blockchain industry, from building one of the first crypto start-ups in Switzerland to helping international organizations adopt blockchain technologies. At Arab Bank Switzerland, he leads the expansion of digital asset offerings and drives business growth. From developing a dedicated Web3 platform to modernizing banking infrastructure, Arab Bank Switzerland has quickly become one of the most advanced banks in the world for crypto services.

David Varley
Chief Partnership Officer at Sun Life Financial
David specialises in HNW and Ultra HNW Planning and Insurance Structuring solutions for clients and families in Asia. He has a Bachelor of Commerce Degree, with an Honours in Management, and a thesis in Innovation from Melbourne University. Previously, he was Head of HNW for Asia for AXA and Head of International Business for Aviva.

Divi Dutta
Partner at Khaitan & Co
Divi Dutta is a Partner at Khaitan & Co, specialising in private client practice with a focus on succession planning, trusts, wills, and family settlements. She advises high net worth individuals, promoters, and family businesses on estate planning and governance structures. Divi has significant experience in cross-border issues, asset protection strategies, and structuring transactions for families and corporates. She regularly works with promoters of leading Indian companies on complex succession arrangements and family constitutions. Divi also assists with ring-fencing of assets, drafting wills, and advising on trusts to ensure smooth generational transitions. Divi has contributed to industry publications and frequently speaks at conferences on wealth management and private client law.

Charles-Henry Monchau
Chief Investment Officer and Member of Executive Committee at Bank Syz
Charles-Henry Monchau is the Chief Investment Officer (CIO) of Bank Syz. He joined the firm in early 2021 from a Swiss Digital Bank, where he was CIO and Chief Commercial Officer. Prior to this, he had been CIO of Al Mal Capital (Dubai Investments), Head of the Asset Allocation Team for the EMEA region at Deutsche Bank and held various C-level positions in Geneva, Zurich, Dubai, Nassau and Paris. He has an Executive MBA from IE Business School and an MSc in Finance from HEC Geneva. He is also a CFA, CMT, CAIA and CIIA charter holder. He is a top voice on LinkedIn, with over 180,000 followers.

Dr Nilay Ranjan Singh
Chief Executive Officer at State Bank of India
Dr. Nilay Ranjan Singh has over 22 years of diverse banking experience across corporate finance, risk management, treasury, and international banking. He holds a Ph.D. in Management along with several professional certifications in compliance, financial planning, and treasury. Before joining SBI, he worked in HR and administration with the Steel Authority of India.
He is an active contributor to thought leadership through research papers, keynote speeches, and mentorship of financial professionals and startups. A strong advocate of financial inclusion, he has been recognized with multiple awards, including “CEO of the Year 2025” by the World Marketing Congress.

Christian Böhning
Founder & Managing Partner at Amaranth Advisory
Christian has 25+ years of experience in top-management consulting for IT strategies, enterprise architectures, and organizational enablement; special focus on the financial services industry. Former professional work at SAP, McKinsey and CORE (Founder and CEO).

Amer Daouk
Managing Director and Regional Head of Clients’ Coverage, Private Banking at HSBC Private Bank (Suisse), DIFC Branch
Amer Daouk is Managing Director and Regional Head of Clients’ Coverage, Private Banking, at HSBC Private Bank (Suisse) DIFC Branch. He leads client strategy and UHNWI relationship management across the PBSU–MENA market. He has over 40 years of experience in private banking, having held senior leadership roles in Dubai, Geneva, Monaco, and Paris. Amer previously headed International Private Banking for HSBC France, serving on the PBFR Management Committee and driving international growth strategies.
As trusted advisor to UHNWIs, Amer is recognized for his profound expertise in global private wealth strategies & portfolio diversification. He holds a BA in Economics from the American University of Beirut and is fluent in Arabic, English, and French.

Christiane El Habre
Regional Managing Director – Middle East at Apex Group
Christiane El Habre , Regional Managing Director – Middle East -Apex Group
brings over two decades of experience in the UAE financial services industry,
managing high level of local and international business, banking relations
and negotiating complex deals and contracts establishing corporate vision,
strategic operational planning, re-engineering operations & process
improvement.
Christiane Joined Apex Group from international management consultancy Elkho Group
where she was Partner, Chair of the Board and CEO of Middle East. Previously she served as
Managing Director at EFG Bank Monaco, and founder of FFA Private Bank (Dubai) in 2006 in
DIFC, the first Lebanese specialized investment bank to have a subsidiary in Dubai
International Financial Centre (DIFC), where she was CEO and executive board member in
2011. During her tenure Christiane served as a Board member of all the funds established
by the Bank. Prior to joining FFA Private Bank Dubai, Christiane held senior positions in Gap
Corp in Dubai, and she spent 5 years in FFA Private Bank in Lebanon, as the Head of Treasury
and Operations. Christiane is a highly recognized member in the Finance /Wealth
Management Business and also serves on boards of several nonprofits, where she is
committed to mentoring and coaching young professionals in the finance industry, as well
as providing scholarships for students to pursue a career in Finance. She is also an
ambassador for Jobs For Lebanon since 2020 She is a regular speaker at International
financial forums, addressing current practical banking practices and is a known figure for
addressing women empowerment matters in the region.
Christiane graduated from St Joseph University (USJ) in Beirut with a degree in Finance, she
completed further education from IE business school in High Impact Leadership, and from
the Oxford University in advanced FinTech.

Mehreen Nadir
Senior Vice President, Client Strategist at BNY Wealth
Mehreen is a Senior Vice President, Client Strategist at BNY Wealth Management, based in Dubai. She currently works with Bank of New York, which is the world’s oldest and largest custodian of financial assets, operating for over 240 years. She joined the Wealth Management team in December 2024 and is responsible for expanding BNY’s presence in the Middle East by delivering a comprehensive suite of services tailored to Single Family Offices.
Previously, she was heading the Investment Services function at Al Futtaim Family Office, where she led end-to-end execution and implementation of investment committee decisions, working closely with asset managers, custodians, legal and tax advisors, and internal stakeholders to ensure seamless deployment of capital and operational excellence. Prior to this, she spent several years at the Abu Dhabi Investment Authority (ADIA), where she led investment guideline monitoring and compliance across private markets, and helped design governance frameworks and internal controls for the investment process. She began her career in private equity, identifying and evaluating sector-specific opportunities in healthcare, education, and consumer sectors.
She has over 19 years of experience in the financial sector and holds an MBA. She is also a CFA charter holder. Outside of work, she enjoys traveling and giving back to the community through volunteer work and service initiatives.

Dino Ibric
Deputy CEO at Swissquote MEA Ltd.
Dino is the Deputy CEO of Swissquote MEA Ltd. He joined Swissquote Bank in Switzerland in 2012, before relocating to Dubai in 2016 to spearhead the bank’s regional expansion. In his current role, he leads the strategic development and delivery of Swissquote’s services across the Middle East, supporting both private and institutional clients.

Jad Boulos
Head of Financial Institutions, Emirates Islamic Bank PJSC
Jad BOULOS brings over 15 years of banking experience, covering Financial Institutions across Europe and the MENA region.
In 2024, he joined Emirates Islamic Bank (a subsidiary of Emirates NBD Group) as Head of Financial Institutions, where he oversees and manages relationships with Banks, Non-‐Bank Financial Institutions, and Sovereigns on a global scale.
Previously, Mr. BOULOS spent four years at Bank ABC (UAE) as Head of Financial Institutions and MENA Senior Relationship Manager. Prior to that, he worked nine years at Citigroup in both the UAE and France, where he successfully managed and expanded relationships with leading global Financial Institutions and Sovereigns. His portfolio included Banks, Insurance companies, GREs, Funds, Finance Houses, Asset Managers, and Investment Banks.
Mr. BOULOS holds a Master’s degree in International Business from Grenoble École de Management (France) and a Bachelor of Business Administration with a focus on Finance from the American University of Beirut (AUB).He has also completed an executive program in Strategy Execution at Harvard Business School.
Fluent in Arabic, English, and French, Mr. BOULOS leverages his international expertise and multilingual capabilities to foster strong partnerships and deliver value across diverse markets.

Rohan Misra
SEO, ADGM & Head of GCC, AMINA Bank
Rohan Misra is the Head of GCC & SEO at AMINA Bank ADGM Branch, leading the regional institutional and private banking strategy across digital and traditional asset frameworks. With over 18 years of experience in investment management, risk, and digital asset markets, he has built, scaled, and advised on sophisticated cross-asset platforms for global UHNWIs, family offices, and regulated entities. His leadership focuses on secure digital asset infrastructure, regulated custody, and the future convergence of banking and tokenized markets.
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Prof. Dr. Demir Bektić
Managing Director - Head of Multi Asset Solutions at Commerzbank
Prof. Dr. Demir Bektić is Managing Director, Head of Multi Asset Solutions and a member of the Investment Committee at Commerzbank AG. After completing his studies in Business Informatics at the University of Mannheim, he earned his PhD in factor-based investment strategies at the Technical University of Darmstadt, where he was also a visiting scholar at the University of Chicago Booth School of Business. Additionally, he is an Adjunct Professor of Finance at the International University of Monaco and at the Institute of Management Technology Dubai. He regularly speaks and presents his research at international conferences and received the Bernstein Fabozzi / Jacobs Levy Outstanding Article Award from the Journal of Portfolio Management. Furthermore, he is an advisory board member, serves as an independent expert on the jury of the German Alternative Investment Association (BAI) for awarding the annual BAI Science Award, and is a reviewer for numerous academic finance journals.

Ahmed Fadl
Director - Head of Digital Channels and Business Support at SAB Invest
Ahmed Sayed Fadl, CFA, CAIA is a accomplished wealth management and corporate banking executive with over 18 years of experience in the Middle East financial sector. He currently serves as Director – Head of Digital Channels and Product Development at SAB Invest, where he leads the firm’s digital transformation and oversees product development across key mandates, including Thrift and Investment Planning, Retirement Planning, and Robo-Advisory portfolios, managing an AUM of SAR 6bn.
Mr. Fadl’s expertise includes driving wealth management initiatives, structuring IPOs , and developing financial models to support diverse investment scenarios. Prior to SAB Invest, he spent more than six years at HSBC Saudi Arabia as Associate Director – Global Banking Coverage, where he played a pivotal role in business origination, relationship management, and ESG risk assessment for investment banking transactions. A holder of the CFA Certificate in ESG Investing, he brings a solid foundation in credit analysis, project management, and innovative digital wealth-tech solutions.

Neil Cabral
CEO - Single Family Office at GFG Alliance
Cabral is an accomplished executive and has extensive experience spanning over three decades having worked in global companies across strategy, finance, wellness, pharmaceuticals, family offices, private, retail and corporate banking, business development and leading complex businesses which span multiple geographical regions. As a business-focused professional with problem-solving skills, he has successfully led and mentored multicultural businesses on an enterprise-wide scale. His remarkable ascent to be ranked 45th amongst the 100 Most Influential Indians in UAE and 63rd amongst the 100 Most Successful Indians in UAE underscores Cabral’s outstanding achievements in his illustrious career.
Cabral, till recently, was the executive director and board member of Himalaya Wellness Worldwide (erstwhile The Himalaya Drug Company), one of India’s largest multinational pharmaceutical company. He was also the CEO of its’ single-family office. In his capacity as executive director he was at the helm and involved in all of the company’s global entities, including as a board member of the holding company and all its international subsidiaries and affiliates in over 90 countries. Across the course of his illustrious career, Cabral has held several senior leadership positions across banks including managing director and global head at Abu Dhabi Islamic Bank (ADIB) private bank, executive director at Standard Chartered Bank, executive director at Credit Agricole (Suisse) SA Private Bank, senior vice president at Citibank, vice president HSBC, director at ICICI Bank and managing director & global head of key clients at Lighthouse Canton, a Singapore headquartered leading investment management firm and multi-family office. Cabral continues to actively serve as a board member on several prominent companies as well.

Maher Sleiman
Senior Vice President at Kamco Invest DIFC
Maher Sleiman is a senior private banking and wealth management professional with extensive experience across leading regional and international institutions. Currently Senior Vice President at Kamco Invest DIFC, he focuses on serving HNW, UHNW, family offices, and institutional clients across the GCC.
He brings deep expertise in structured investments, Sukuk, real estate, and alternative assets, with a strong track record of driving cross-border financing solutions and building strategic partnerships.
Having held leadership roles at DBS Private Bank, ADIB, and Emirates Islamic, Maher is recognized for his ability to expand franchises, develop innovative wealth solutions, and deliver long-term value for clients.
A graduate of Georgetown and ESADE, he combines global perspective with local insight, positioning him as a trusted advisor in the MENA wealth management space.

James Bradie
Senior Executive Officer for IBUKDB
Senior Executive Officer at Interactive Brokers first office in the Middle East, located in the DIFC since 2024. With almost 20 years at Interactive Brokers supporting institutional operations across the US, Europe, and now the GCC, James brings deep expertise in brokerage operations and global markets. Showing our commitment to the region this venture in the UAE is designed to give investors of all types access to the broad suite of products and markets IBKR has to offer through a single platform.

Julien Tizot
CIO at Aras Limited
Julien is the CIO of Aras, a single Spanish Family Office based in Abu Dhabi. In his role, he is responsible for investments across asset classes and sits on several boards.
Prior to joining Aras, Julien was co-founder and General Partner of Forepont Capital Partners, a Bio&MedTech Venture Capital Fund, where he led 20+ investments, sat on 5 boards and led BioSpeedia, one of the portfolio companies, from $0 to $20 million in revenues in 12 months as CEO.
Before, Julien was Partner & Managing Director of Trajectoire Capital Group in Geneva, as well as the Head of Alternative Investments for AG2R La Mondiale, where he allocated over €3B across strategies and hedge funds. Twice, he was awarded French Investor of the Year in the Hedge Funds category.
Julien holds a BSc in Economics & MSc in Finance from St Mary's College of California, an Engineering degree in Statistics & Econometrics from AMSA, France and an MBA from London Business School & Columbia Business School. Julien was also the Validectorian of the CIIA in France.

Momin Jaffar
Managing Director & Group Head of Global Private Bank at Standard Chartered
Momin Jaffar is the Managing Director & Group Head of Global Private Bank at Standard Chartered, based in Dubai. He is also the Global Distribution Lead for Saadiq Islamic Private Banking. He joined Standard Chartered in 2024 after previously leading the UAE private banking business at HSBC. Momin brings two decades of experience in the financial services industry, with the last decade focused on private banking and wealth management for high-net-worth and ultra-high-net-worth clients. His leadership role is part of Standard Chartered's strategic expansion of their private banking team and services in the region, aiming to double their investment in private banking business over the next five years. Momin brings a unique combination of Corporate and Private Banking experience where he held several frontline leadership roles. Under his leadership, HSBC Private Bank won the award for the Best International Private Bank in the UAE in Euromoney Global Private Banking Awards, London 2023 and emerged as one of the most profitable Private Banking franchises in the UAE in 2023-24. He has a keen interest in sustainability and social impact entrepreneurship and has been a non-executive board member with C3 (Companies Creating Change) and has coached over 40 Entrepreneurs over the last five years to position their businesses for sustainable growth and attracting Series A funding to scale their businesses.
Momin holds an MBA with specialization in Finance and Investments and also completed comprehensive courses on Exercising Leadership and Entrepreneurship in Emerging Economies from Harvard University Virtual Platform.

Oday Alhijazeen
Director – Private Banking at Emirates NBD
Oday Alhijazeen is Director at Emirates NBD Private Banking, based in Abu Dhabi, where he plays a pivotal role in managing relationships with ultra-high-net-worth clients and driving business expansion in the capital. He provides strategic counsel to founders and second-generation family members, focusing on robust wealth preservation strategies and family office best practices.
Prior to joining Emirates NBD, Oday’s deep understanding of generational wealth transitions and alternative investments was honed during his tenure as Vice President for the MENA region at Gavea North, an international advisory firm specialising in global wealth strategies.
His academic background includes an Executive MBA from London Business School, with a focus on family business, capital markets, and negotiation, as well as executive education in Family Office Wealth Management from Harvard Business School.

Erin Lyons
Head of CreditSights
Erin Lyons, a native of Iowa, holds a Bachelor of Science in Economics from the Wharton School at the University of Pennsylvania. She began her career in credit markets over 25 years ago on the sell-side, working with Citigroup, JPMorgan, and Deutsche Bank, where she honed her skills as a fundamental analyst and strategist. On the buy-side, Erin served as an analyst and portfolio manager at Brigadier Capital Management, gaining a comprehensive understanding of trading, portfolio management, and market dynamics. Since joining CreditSights in 2014, Erin has been instrumental in driving the firm’s strategy, enhancing client experiences, and expanding product offerings. Outside of CreditSights, Erin is a busy mom of three who loves travelling and showing her children the world, while also enjoying outdoor activities with her family.

Florian Foerster
Head of Digital Clients EMEA at Invesco
Florian Foerster is the Head of Digital Clients EMEA at Invesco, where he leads strategic partnerships with fintechs, neobanks, robo-advisors, and digital platforms across Europe, the Middle East, and Latin America. His work sits at the center of a generational shift in how people invest, as digital-native channels rapidly become one of the fastest-growing sources of AUM for the industry. Florian focuses on scaling next-generation distribution models and bringing institutional-grade investment solutions into fully mobile, real-time client ecosystems.
Before taking on the digital mandate, Florian worked in ETF distribution, covering private banks, family offices, and wealth managers, consistently ranking among the top asset raisers. Prior to Invesco, he held specialist roles in equity derivatives, ETFs, and physical gold at Commerzbank in Frankfurt.
Florian studied Economics at Goethe University Frankfurt and Saint Mary’s University in Halifax, Canada, with a concentration in Finance.

Neetu Singh
Director, Business Tax at Deloitte Middle East | UAE
Neetu is a Director in Deloitte’s UAE Business tax practice based in Abu Dhabi. She has over 18 years of corporate and international tax experience. Neetu has worked with large family offices, funds, private equity clients, and large multinational groups. Her extensive experience spans tax planning, advisory, compliances and litigation matters.
With the introduction of corporate tax in the UAE, Neetu is keenly looking to help her clients in identifying tax opportunities, assess tax risks, and understand the impact of tax legislation to capture tax synergies. She believes in making impact for her clients by delivering value and excellence to them and contributing to their growth.
Neetu is a trusted business adviser to her various clients, working to help solve their problems by providing practical and commercial tax advice.
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Fabian Meyer
Founder & Managing Partner, Amaranth Advisory
Fabian has 15+ years of experience in top-management consulting for IT strategies, instant payments, and technical enablement; special focus on the financial services industry. Former professional work at Social Me (Founder), T-Systems and CORE (Managing Partner).

Andrew Doukanaris
Chief Executive Officer at Flotta Consulting Ltd
Andrew has been a driving force in the digital payments and FinTech transformation for over three decades. Throughout his global career, he has held senior and executive roles in Singapore, San Francisco, New York, and London.
At Chevron, Texaco, and Caltex, Andrew established and led the global marketing and sales, payments and retailing division across three brands. At Visa, he served as the European and CEMEA head of Merchant Acceptance, Acquiring Services, and Commercial Cards, overseeing operations in more than 120 markets. As Senior Vice President at JCB Cards Europe, he spearheaded the transformation of its acquiring, sales, and marketing divisions. Additionally, he worked as a consultant for Mastercard in Saudi Arabia.
Andrew founded Flotta Consulting Ltd to provide tailored consulting services to start-ups, scale-ups, and established players within the payments ecosystem. He has been appointed to various leadership roles, including Chair, Director, and CEO of Pomelo Pay, Intellias, and as an advisor and CEO for start-ups focused on open banking and QR code payments.
A sought-after commentator and podcaster, Andrew also serves as a FinTech mentor and advisor at Level39, an ambassador and moderator at the UK Payments Association, and a board advisor, event chairman, and moderator at QUBE Events.

Ahmad Chahidi
Senior Wealth Planner Emerging Markets, Managing Director at Union Bancaire Privée
Ahmad Chahidi is a Senior Wealth Planner with over two decades of experience. He specialises in providing bespoke solutions to HNWI and UHNWI, focusing on estate and tax planning, business succession planning, wealth structuring, and relocation.
Before joining UBP, Ahmad held senior executive positions in similar roles at prestigious financial institutions, including Banque Julius Baer, Bank of Singapore, JPMorgan Chase, and Credit Suisse, where he has demonstrated exceptional leadership, strategic thinking, and a deep commitment to clients' service. His expertise in estate and tax planning, coupled with his ability to navigate complex financial landscapes, has made him a trusted advisor to HNWI and UHNWI clients across the Middle East, Africa, and Switzerland.
Ahmad holds a Bachelor's and a Master's degree in Law from the University of Lausanne.

Viktoria Soltesz
Founder at The Soltesz Institute
With over 20 years in banking, payments, and taxation, Viktoria Soltesz designs strategies built on how banks think, ensuring that money moves smoothly, safely, and at optimal cost. She runs an accounting, audit, and tax consulting firm in Cyprus and founded PSP Angels to provide practical answers to complex banking and payment questions. She developed the Soltesz Payment Framework, used by companies worldwide, and established the Soltesz Institute, the leading EU-accredited training provider for the payment and banking industry. Viktoria is a European Certified Trainer, has lectured at the University of West London, and is a regular speaker at international conferences advocating for an ethical and transparent payment and banking industry. She authored the best-selling Moving Money – How Banks Think and The CPayO (Chief Payment Officer), and was named Businesswoman of the Year 2023. PSP Angels and the Soltesz Institute have received multiple international awards for excellence.









